{"id":15317,"date":"2017-01-20T13:00:06","date_gmt":"2017-01-20T12:00:06","guid":{"rendered":"https:\/\/pibgroupiberia.com\/?p=3428"},"modified":"2025-05-23T11:16:18","modified_gmt":"2025-05-23T09:16:18","slug":"que-es-considera-contingut-a-les-meves-assegurances-de-la-llar","status":"publish","type":"post","link":"https:\/\/pibgroupiberia.com\/ca\/que-se-considera-contenido-en-mi-seguros-de-hogar\/","title":{"rendered":"Qu\u00e8 es considera contingut a la meva asseguran\u00e7a de llar?"},"content":{"rendered":"<p>Fa una setmana, vam publicar un article sobre si \u00e9s obligatori o no subscriure una asseguran\u00e7a de casa per al meu habitatge. Avui volem descriure un dels elements fonamentals d\u00b4aquesta p\u00f2lissa com \u00e9s el que es coneix per <em><strong>\u201ccontingut\u201d<\/strong><\/em>. Veurem quins elements el componen, i com valorar-ho.<\/p>\n<h2>Les millores a l&#039;asseguran\u00e7a de la llar<\/h2>\n<p>Les assegurances de la llar, al principi, es coneixien \u00fanicament com a p\u00f2lisses d&#039;incendi, perqu\u00e8 nom\u00e9s cobrien aquest risc. De fet a molts habitatges, a sobre de la porta d&#039;acc\u00e9s, podem veure<em> \u201cassegurada d&#039;incendis.<\/em><\/p>\n<p>M\u00e9s endavant, s&#039;han anat introduint garanties, convertint aquesta asseguran\u00e7a en all\u00f2 que avui coneixem com a \u00abmultirrisc\u201d, ja que t\u00e9 molt\u00edssimes m\u00e9s cobertures que abans.<\/p>\n<h2>Les parts de l&#039;asseguran\u00e7a de la llar<\/h2>\n<p>Els elements fonamentals d&#039;una asseguran\u00e7a de la llar s\u00f3n:<\/p>\n<ol>\n<li>Continent<\/li>\n<li>Contingut<\/li>\n<li>Responsabilitat civil<\/li>\n<\/ol>\n<p>S\u00f3n les tres potes essencials d&#039;una p\u00f2lissa perqu\u00e8 la pogu\u00e9ssim considerar completa. Avui ens centrarem en el segon element ja que, moltes vegades, \u00e9s la que m\u00e9s dificultats ocasiona entre els nostres clients.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-3429\" src=\"\/wp-content\/uploads\/2017\/01\/muebles-hogar-1024x731.jpg\" alt=\"Fam\u00edlia gaudeix del seu habitatge\" width=\"950\" height=\"678\" \/><\/p>\n<h2>Quins elements s\u00f3n contingut?<\/h2>\n<p>Perqu\u00e8 sigui f\u00e0cil entendre-ho per a qualsevol persona, sempre diem que s&#039;ha de considerar contingut, tot all\u00f2 que, si ens mud\u00e9ssim a una altra casa, ens podr\u00edem emportar amb nosaltres. Parlem de:<\/p>\n<ul>\n<li>Roba<\/li>\n<li>Mobles<\/li>\n<li>Electrodom\u00e8stics<\/li>\n<li>Ordinador, tel\u00e8fons<\/li>\n<li>Joies i objectes de valor<\/li>\n<li><a href=\"https:\/\/pibgroupiberia.com\/ca\/bloc\/em-cobreix-la-meva-asseguranca-de-llar-els-aliments-del-frigorific\/\">Aliments del frigor\u00edfic i congelador<\/a><\/li>\n<li>\u2026<\/li>\n<\/ul>\n<p>Un cop identificats aquests b\u00e9ns, queda la segona part de la q\u00fcesti\u00f3: <strong><em>com valorem aquests b\u00e9ns?<\/em> <\/strong><br \/>\nCreiem que, en aquest cas, el millor \u00e9s fer una esp\u00e8cie de <strong>inventari<\/strong>, i donar-li un <strong>valor aproximat<\/strong> cadascun dels elements que tenim, especialment aquells d&#039;un cost elevat.<\/p>\n<p>Si necessites que t&#039;ajudem a millorar la teva asseguran\u00e7a de llar, oa donar-li un valor correcte al teu contingut, posa&#039;t en contacte amb nosaltres. Contacta amb nosaltres i posa&#039;t a bones mans.<\/p>","protected":false},"excerpt":{"rendered":"<p>El que entenem per continent i contingut ha de ser correcte per evitar malentesos davant d&#039;un sinistre. Aclarirem aix\u00f2 \u00faltim<\/p>","protected":false},"author":14,"featured_media":15318,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":4.9,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[16],"tags":[161],"class_list":["post-15317","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-particulares","tag-hogar"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/posts\/15317","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/comments?post=15317"}],"version-history":[{"count":0,"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/posts\/15317\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/media\/15318"}],"wp:attachment":[{"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/media?parent=15317"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/categories?post=15317"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/tags?post=15317"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}