{"id":15358,"date":"2016-12-05T13:00:58","date_gmt":"2016-12-05T12:00:58","guid":{"rendered":"https:\/\/pibgroupiberia.com\/?p=3351"},"modified":"2025-07-28T13:59:11","modified_gmt":"2025-07-28T11:59:11","slug":"2017-lanus-del-principi-de-la-fi-de-les-pensions","status":"publish","type":"post","link":"https:\/\/pibgroupiberia.com\/ca\/2017-el-ano-del-principio-del-fin-de-las-pensiones\/","title":{"rendered":"2017: l&#039;any del principi de la fi de les pensions"},"content":{"rendered":"<p>El t\u00edtol d&#039;aquesta entrada pot semblar desgavellat, per\u00f2 creiem que \u00e9s important conscienciar del <strong>grav\u00edssim problema <\/strong>a qui ens estem enfrontant o, m\u00e9s ben dit, que tenim davant i hem de solucionar. Donarem xifres concretes del <span style=\"color: #000000;\"><strong>Fons de Reserva de la Seguretat Social<\/strong><\/span>, i de les disposicions efectuades fins avui.<\/p>\n<h2>Situaci\u00f3 actual del d\u00e8ficit de la Seguretat Social<\/h2>\n<p>Des de l&#039;any 2011 patim<strong> d\u00e8ficit a la Seguretat S\u00f2cia<\/strong>l, motiu pel qual ens veiem abocats a realitzar disposicions de la <strong><em>\u201cGuardiola de les pensions\u201d<\/em><\/strong>. Aquest va ser l&#039;any on el Fons de Reserva va tenir el saldo r\u00e8cord: <em>66.815 milions d?euros<\/em>. Qui ens diria llavors que nom\u00e9s 5 anys m\u00e9s tard, estar\u00edem en aquesta situaci\u00f3. Ho comprovem en aquest il\u00b7lustrador gr\u00e0fic:<\/p>\n<h2><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-26468\" src=\"\/wp-content\/uploads\/2016\/12\/FONDO-RESERVA-SEGURIDAD-SOCIAL-2016-2017-2-300x300.jpg\" alt=\"Les reserves de la guardiola de les pensions\" width=\"500\" height=\"499\" \/><\/h2>\n<h2>Retirades de fons de la guardiola de les pensions<\/h2>\n<p>Podem comprovar com, any rere any, les retirades de fons han anat incrementant amb el pas del temps (tret del 2014). La veritat \u00e9s que ens trobem davant d&#039;una situaci\u00f3 preocupant, principalment pel fet que:<\/p>\n<ul>\n<li>L&#039;any<strong> 2016 s&#039;han disposat de 19.200 milions<\/strong> de \u20ac.<\/li>\n<li>El saldo romanent del Fons de Reserva abans de comen\u00e7ar el 2017 \u00e9s de menys de 16.000 milions.<\/li>\n<\/ul>\n<p>El moment de pagar les pagues extraordin\u00e0ries \u00e9s quan \u00e9s imprescindible disposar d&#039;aquests milers de milions. En aquesta l\u00ednia, tal com indica algun partit pol\u00edtic, el proper Nadal <strong>no hi haur\u00e0 diners suficients per abonar als nostres pensionistes la <em>\u201cpaga de Nadal\u201d.<\/em><\/strong><\/p>\n<h2>Es recorre a un pr\u00e9stec per pagar l&#039;extra de juliol (Actualitzaci\u00f3 2018)<\/h2>\n<p>Si indic\u00e0vem en aquesta entrada original, que data del desembre del 2016, que s&#039;estava complicant l&#039;abonament de les pagues extres, s&#039;han confirmat els dubtes. S&#039;ha necessitat rec\u00f3rrer a un pr\u00e9stec concedit pel Tresor P\u00fablic a la Seguretat Social per poder pagar les 9,6 milions de pensions de juliol.<\/p>\n<p>La q\u00fcesti\u00f3 \u00e9s que ja no es pot comptar amb la guardiola de les pensions, en qu\u00e8 nom\u00e9s queden nom\u00e9s 8.000 milions d&#039;euros el juliol del 2018.<\/p>\n<p>La pregunta \u00e9s:<em> \u201cia partir d&#039;ara qu\u00e8?\u201d<\/em>. En una entrada recent, parl\u00e0vem de diverses propostes que s\u00f3n a la taula del Govern per intentar recaptar m\u00e9s <a href=\"\/ca\/bloc\/sacosten-canvis-en-el-sistema-public-de-pensions\/\" target=\"_blank\" rel=\"noopener\">fons per a la Seguretat Social<\/a>. Tot i que, \u00e9s clar, no s\u00f3n garantia d&#039;\u00e8xit.<\/p>\n<p>A la nostra m\u00e0 s\u00ed que est\u00e0 preparar-nos pel moment de jubilar-nos i<strong> complementar la probable insuficient pensi\u00f3<\/strong> que ens quedi (ja sigui via pla de pensions i\/o <a href=\"https:\/\/pibgroupiberia.com\/ca\/particulars\/solucions-asseguradores-per-a-particulars\/asseguranca-destalvi\/\">plans d&#039;estalvi<\/a>). Si vols que t&#039;ajudem a millorar la teva, contacta amb nosaltres.<\/p>","protected":false},"excerpt":{"rendered":"<p>Parlem de les dificultats a qu\u00e8 s&#039;enfronta la Seguretat Social despr\u00e9s de les noves disposicions del seu Fons de Reserva, i les males expectatives per al 2017<\/p>","protected":false},"author":14,"featured_media":15359,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[16],"tags":[206],"class_list":["post-15358","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-particulares","tag-ppa"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/posts\/15358","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/comments?post=15358"}],"version-history":[{"count":0,"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/posts\/15358\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/media\/15359"}],"wp:attachment":[{"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/media?parent=15358"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/categories?post=15358"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/ca\/wp-json\/wp\/v2\/tags?post=15358"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}