Looking for the best dog insurance on the market? Don't worry, you're not alone! The new regulations that affect pet owners has boosted the demand for dog insurance in our country., The insurance companies can't keep up with the demand.
As your trusted brokerage, PIB Group Iberia also works with a number of companies that offer dog insurance.
And because we know that your furry friend is a member of the family and that you are concerned about their protection, we have prepared a list of the best furry friends in the world. best dog insurance in Spain in 2025 in terms of value for money. Don't miss it!
What is pet insurance?
Pet insurance is a policy that provides you with financial protection in the event of accidents, illness or liability arising from your dog.
It's a way of making sure that, should any eventuality occur, your faithful companion will be covered, and that you can be sure that you'll be able to rely on them. you will be able to meet the costs that may arise.
Why do you need dog insurance?
There are several reasons why you should take out pet insurance:
- It provides you with civil liability cover if the animal causes damage to third parties.
- Te financial protection in the event of illness or accident your dog may suffer.
- It gives you access to veterinary care quality.
- It gives you peace of mind, for both you and your pet.
- It is mandatory to comply with the law. As we already told you in another post about the new Animal Welfare Act, Since 29 September last, when this regulation came into force, it has been compulsory to take out civil liability insurance for dogs.
Types of dog insurance
There are different types of dog insurance, but the most common are dog health insurance and dog liability insurance:
1. Health insurance for dogs
Dog health insurance provides you with coverage for illnesses, accidents or injuries your pet may suffer from. This includes veterinary consultations, treatments, diagnostic tests and even surgeries. So it is always important that you assess your dog's needs and choose an insurance policy that meets them.
2. Liability insurance
As mentioned above, liability insurance is compulsory under the new Animal Welfare Act.
This type of pet policy protects you financially in the event that your dog causes damage to third parties, whether through bites, accidents or any other type of situation in which civil liability may arise.
How to choose the best dog insurance?
When choosing the best dog insurance, it is important that you follow a few steps to make the right decision:
Assess your dog's needs
Each dog is unique and may have different needs. Assess your pet's breed, age, previous health and lifestyle. to determine which coverages are essential for their well-being.
For example, if you have a potentially dangerous dog, you can't just take out any pet policy: under the law, you will have to look for a policy for a potentially dangerous dog. best insurance for PPP dogs.
In addition, you and your dog may visit the veterinary service more often than you would like. If this is the case, we recommend that you look for the best veterinary insurance for dogs and do not settle for liability insurance.
Investigate the options available
Research the different insurance companies and the plans they offer for dogs. Check out their background, customer reviews and market experience.
Don't settle for the first option you find, explore all alternatives before making a decision.
Compare coverage and prices
Once you have identified the companies that fit your needs, compare the coverage and prices they offer. Don't be swayed by price alone, If you are a dog owner, make sure you have insurance that covers your dog's needs and gives you the peace of mind you are looking for.
You know that, in all this process, it is advisable to have professional opinions, and in PIB Group Iberia we are here to help you. If you want to have peace of mind and make sure you choose the coverages that best suit your needs, we can become your pet insurance comparator.
The best dog insurance in Spain in 2025
Do you want to know which is the best insurance for dogs and cats? We have it clear:
1. Insurer 1
The pet insurance of Aseguradora 1, with a price of approximately 65 euros per year, it covers:
- Damage to your pet in case of accident, theft or loss.
- Legal defence.
- Stay in a kennel in case of hospitalisation of the dog's owner.
- Slaughter of the animal due to accident, disease or old age.
- Telephone assistance.
However, there is one drawback: if you also want to take out veterinary assistance and civil liability insurance, you will have to pay an extra for both coverages to be included.
2. Insurer 2
If there's one thing we like about dog insurance from this insurer is because of its price: only 41 euros per yearIn return? Covers liability expenses of up to 300,000 euros.
If you are looking for the best dog liability insurance, this is definitely a very economical option to consider.
3. Insurer 3
The price of the insurance company 3, on the other hand, is somewhat higher: 115 euros per year. But if you're looking for a good dog insurance with extensive coverage is a great option, as it includes services such as veterinary consultations, check-ups, emergencies and even vaccinations, as well as advice on legal matters and a chat always available to answer your questions.
Looking for the best veterinary insurance for dogs?
4. Insurer 4
The pet insurance of 4, by 63.6 euros/year, is one of the great options if you are looking for value for money. It covers up to 200,000 euros in civil liability and also other basic expenses, such as the slaughter, burial and cremation of your dog if necessary.
In addition, this company also gives you the option to contract a veterinary care insurance. For 269 euros per year, this policy would cover unlimited veterinary consultations and also your pet's expenses in case of accident or illness (with excess).
5. Insurer 5
Insurer 5 has also earned a place in this ranking, as it offers one of the best insurance products in the world. best liability insurance for dogs.
With this policy you have different possibilities and, at the very least, will cover 150,000 euros in damages to third parties that may be caused by your furry friend.
Take out dog insurance
Did our ranking help you? Once you have selected the insurance policy that best suits you and your dog's needs, you can take out the policy directly with the insurance company. Find out about the requirements and the necessary documentation, and follow the steps indicated to ensure that your pet is protected as soon as possible.
And if you prefer, you can take out your own insurance with the help of an insurance broker such as PIB Group Iberia. We'll take care of the paperwork!
Opinions on the best dog insurance
If you still have doubts about which is the best insurance for dogs, we advise you to read the opinions of other pet owners. You can find reviews at forums, social networking groups and specialised sites, where other users share their experiences and recommendations.
Remember that the welfare of your dog or cat is a priority, and taking out the right insurance will give you the peace of mind and security you need. Contact the team at PIB Group Iberia and we will take care of selecting the insurance that best suits you and your best friend's needs. We look forward to helping you!
Frequently asked questions about dog insurance
Do you still have doubts about dog and cat insurance? We clear them all up!
How much does dog insurance cost?
The price of dog insurance can vary depending on a number of factors, including the breed of dog, age, previous health of your pet and type of coverages of the insurance you want.
We recommend that you contact different insurance companies and ask for a quote to get a more accurate idea. Or much better: hire us as your pet insurance comparator and we will do it for you!
What does liability insurance cover?
Liability insurance for dogs covers expenses arising from material and/or personal damage that your pet may cause to third parties.
This includes, for example, damage to property, injury to people or other animals, and any other situation that may give rise to civil liability.
Is dog insurance compulsory in Spain?
Yes, according to the new law liability insurance is compulsory for dogs in Spain. Previously it was only in the Basque Country and the Community of Madrid, but now it is compulsory throughout the whole of Spain.
This measure aims to ensure greater protection for animals and their owners and to avoid possible risk situations or conflicts.
