{"id":13456,"date":"2024-01-23T13:00:11","date_gmt":"2024-01-23T12:00:11","guid":{"rendered":"https:\/\/pibgroupiberia.com\/?p=3136"},"modified":"2025-05-22T10:07:15","modified_gmt":"2025-05-22T08:07:15","slug":"the-urgent-locksmith-and-the-problems-with-my-home-insurance","status":"publish","type":"post","link":"https:\/\/pibgroupiberia.com\/en\/la-cerrajeria-urgente-y-los-problemas-con-mi-seguro-de-hogar\/","title":{"rendered":"Does home insurance cover locksmiths?"},"content":{"rendered":"

Certain issues are often problematic in insurance\u00a0household<\/strong>. It is precisely to prevent them that we have written this post. We will see how not to have problems with issues related to the lock of our home.<\/p>\n

Assistance services in household insurance<\/h2>\n

The insurance company<\/strong> provides us with a helpline\u201c phone number\u201d<\/strong>. The essence of this service is to offer its policyholders a single telephone number where they can find the different trades that can help them with their household problems.<\/p>\n

The vast majority of the services provided by these associations are paid for by the insurance company itself; others, on the other hand, are paid for by the client himself when not covered by the policy.<\/p>\n

\"Home<\/h2>\n

Locksmiths in home insurance<\/h2>\n

Locksmith issues such as the opening of a door, loss of keys, forcing of the door, etc.<\/em> can be problematic\u00a0<\/strong>if, instead of calling the helpline or your insurance broker, you call a private locksmith, who issues you a bill and you then want the company to pay it in full.<\/p>\n

If you notice, we have said \u201cmay\u201d, because if instead of doing it that way, we call that helpline<\/strong>, We will see what the differences are:<\/p>\n

    \n
  1. The amount of this invoice<\/strong>, If you do it through the company, it is likely to be less than half as much to begin with. The reason is very simple: the company commissions thousands of services a year from a locksmith company so much cheaper prices are agreed.<\/li>\n
  2. If covered by policy, we will not have to make any payments<\/strong> (even if we were later reimbursed by the company), which is always more convenient.<\/li>\n
  3. We will prevent the company from making problems <\/strong>in the reimbursement, due to possible sub-limits that may exist in the insurance. For example: sub-limit of \u20ac100 for door opening reimbursements, when the customer submits an invoice for \u20ac200.<\/li>\n<\/ol>\n

    Do not hesitate to call the intermediary of your policy or, if it is at the weekend, the company's helpline, whenever you have a problem with your door.<\/p>\n

    The handyman service<\/h2>\n

    In relation to everything the company offers us through its assistance services, we find \u00abthe handyman\u00bb, also known as \u00abDIY service\u00bb.<\/p>\n

    Although home insurance does not serve as home maintenance, but is used for specific incidents, it is true that the companies have wanted to give it a more specific purpose. added value<\/a><\/strong>. In this sense, we can use this handyman service to: assemble simple furniture, hang pictures or curtains, change door handles...<\/p>\n

    In addition, we believe that it is always good advice to\u00a0save the helpline number on your mobile phone <\/strong>of our insurance company.<\/p>\n

    If you want us to manage your policies to avoid problems of this kind, call us or consult us. Put yourself in good hands.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"

    We explain in this post how to avoid problems in case we have to call the locksmith and get insurance cover.<\/p>","protected":false},"author":14,"featured_media":3137,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"CreativeWorkSeries","footnotes":""},"categories":[16],"tags":[161],"class_list":["post-13456","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-particulares","tag-hogar"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts\/13456","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/comments?post=13456"}],"version-history":[{"count":0,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts\/13456\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/media?parent=13456"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/categories?post=13456"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/tags?post=13456"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}