{"id":13892,"date":"2023-04-16T13:00:39","date_gmt":"2023-04-16T11:00:39","guid":{"rendered":"https:\/\/pibgroupiberia.com\/?p=5287"},"modified":"2025-12-16T11:10:35","modified_gmt":"2025-12-16T10:10:35","slug":"how-to-cancel-a-policy-by-returning-the-receipt","status":"publish","type":"post","link":"https:\/\/pibgroupiberia.com\/en\/blog\/de-que-forma-anular-una-poliza-se-puede-devolviendo-el-recibo\/","title":{"rendered":"How do I cancel a policy and can I return the receipt?"},"content":{"rendered":"

Today we talk about how to change insurance companies when a policy expires. Whether it is a health insurance<\/a>, a car insurance<\/a> o household insurance<\/a>, Let's see what steps to take to do it correctly.<\/p>\n

The Insurance Contract Act on the return of the receipt<\/h2>\n

Months ago, we already launched an article in which we spoke about the ways to cancel insurance<\/a>.<\/p>\n

As we have seen, Article 22.2 of the law states:<\/p>\n

\u201c... may object to the extension of the contract by giving written notice to the other party at least one month before the end of the current insurance period ...\u201d.\u201d<\/em><\/p>\n

In other words, that the Taker<\/strong> of the policy must communicate the cancellation At least one month in advance<\/strong>\u00a0of the moment in which the insurance is renewed. If it can be with a few days left, the better, but if there is less than a month left, the insurer will claim that the cancellation is out of time and will be able to demand payment of the renewal premium.<\/p>\n

\"return<\/p>\n

Exceptions to the rule for cancelling an insurance policy<\/h2>\n

Insurance is a contract, and as such, if one of the parties, in this case the insurance company substantially modifies the conditions<\/strong> of the contract:<\/p>\n