{"id":14106,"date":"2023-01-03T13:00:30","date_gmt":"2023-01-03T12:00:30","guid":{"rendered":"https:\/\/pibgroupiberia.com\/?p=5081"},"modified":"2025-05-23T09:46:57","modified_gmt":"2025-05-23T07:46:57","slug":"if-my-storage-room-is-burgled-my-home-insurance-covers-it","status":"publish","type":"post","link":"https:\/\/pibgroupiberia.com\/en\/blog\/si-hay-un-robo-en-mi-trastero-lo-cubre-mi-seguro-de-hogar\/","title":{"rendered":"Does my home or community insurance cover theft in a storeroom?"},"content":{"rendered":"

Is the storage room covered by my insurance? The most normal answer would be yes. A burglary in a storage room is usually covered by home insurance.<\/strong>. However, we will have to see what policy we have, with what coverage and what limits it protects us. Let's see how to act in these cases, as it is usually a headache when this happens. If you have any doubts about your insurance policy, we leave you with this list of the best home insurance policies.<\/a><\/p>\n

What to do when a storage room is burgled?<\/h2>\n

This is happening more and more, especially in summer, when homes are unoccupied for holidays. In addition, more than one is often stolen, so that several neighbours are often affected.<\/p>\n

This will be important, as in any case, a complaint must be lodged at the police station<\/strong>. This can be done by each neighbour or can be done by the administrator or president of the community<\/strong>, if several people are involved.<\/p>\n

With this report, it is submitted to the company, together with a photo showing the damage.<\/strong> and, if anything had been stolen, the list of things together with their valuation (and in the case of large amounts, it is advisable to submit purchase invoices<\/strong>). The typical case is that of the bicycles in the storage room; it would not hurt to have the purchase receipt.<\/p><\/blockquote>\n

\"theft<\/p>\n

Does home insurance cover theft in a storeroom?<\/h2>\n

There is usually no insurance for storage rooms, but there is home insurance that covers this space. It is very common for home insurance to cover storerooms that are located in the following areas in the building of the insured dwelling itself<\/strong> (be careful if we have rented a storage room in another building, as this would have to be communicated to our company to be covered by a clause).<\/p>\n

Increasingly, however, it is becoming increasingly common for the community insurance<\/strong><\/a> to deal with repairs to storage room doors when they have been forced, as they are considered to be common areas. This is why we said before that the way of acting varies when there is only one or several affected parties.<\/p>\n

In any case, what is the contents of the storage room will be paid for by the household insurances<\/strong>, The content of these is proprietary.<\/p><\/blockquote>\n

Are there any limitations to home insurance for storage rooms?<\/h2>\n

Here the casuistry does vary considerably. Each company sets different limits,<\/strong> that's why we like to ask when budgeting for a household insurance<\/a>, if goods of a certain value are stored in storage rooms: bicycles, skis, furniture...<\/p>\n