{"id":14596,"date":"2019-01-24T09:00:18","date_gmt":"2019-01-24T08:00:18","guid":{"rendered":"https:\/\/pibgroupiberia.com\/?p=29083"},"modified":"2025-05-23T10:32:31","modified_gmt":"2025-05-23T08:32:31","slug":"health-insurance-for-companies-emotional-wage","status":"publish","type":"post","link":"https:\/\/pibgroupiberia.com\/en\/blog\/el-seguro-de-salud-para-empresas-salario-emocional\/","title":{"rendered":"Corporate health insurance - part of the emotional wage?"},"content":{"rendered":"<p>Terms such as the<em> \u201cemployer branding\u201d<\/em> or the <em>\u201cemotional wage\u201d.\u201d<\/em> have been on the lips of people who manage human resources for years. Especially in large companies. Today we will talk about the role of health insurance as a social benefit for employees: its advantages and the bond it creates with the company.<\/p>\n<h2>What is Employer Branding?<\/h2>\n<p>This concept comes from the USA. It could be said that:<\/p>\n<blockquote><p>The <em>\u00abemployer branding\u00bb<\/em> is the <strong>value<\/strong> that a brand, as an employer and generator of employment, has to <strong>for their workers<\/strong>.<\/p><\/blockquote>\n<p>In other words, what value it brings to your workforce, which is what will attract and retain talent.<\/p>\n<p>Nowadays we are all familiar with rankings such as that of<em><strong> Top Employer<\/strong><\/em>, for example. It certifies the excellence of the <strong>working conditions of a company<\/strong>. This is an example of the importance of these methods of motivation and loyalty.<\/p>\n<p>And why do we pay so much attention to these issues lately? Because <strong>proud workers<\/strong> of your company, for what you stand for, for how you treat them... <strong>become ambassadors<\/strong> of it.<\/p>\n<p>Linked to this concept is the <em><strong>\u201cemotional wage\u201d.\u201d<\/strong><\/em>. This represents all the <strong>non-monetary benefits<\/strong> that employees of a company enjoy, but which also form part of their remuneration. We are talking about:<\/p>\n<ul>\n<li>reconciling work and family life<\/li>\n<li>good working environment<\/li>\n<li>a company culture aligned with our values<\/li>\n<li>involvement of workers in making certain decisions<\/li>\n<\/ul>\n<h2><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-29084\" src=\"https:\/\/pibgroupiberia.com\/wp-content\/uploads\/2018\/12\/empresas-seguro-salud.jpg\" alt=\"Social benefits in companies\" width=\"920\" height=\"516\" \/>What role does health insurance play in the emotional wage?<\/h2>\n<p>Company health insurance is a social benefit for company employees. And it is not just any old one, since it represents <strong>one of the most valued by workers<\/strong>, according to various barometers that have been carried out.<\/p>\n<p>For example, it can be interpreted as a <strong>company<\/strong>, by facilitating access to health insurance (either by financing it or by getting it on better terms for their staff and family members),<strong> is taking care of health and wellbeing<\/strong> of them.<\/p>\n<blockquote><p>In addition, as a benefit that can be introduced through <a href=\"https:\/\/pibgroupiberia.com\/en\/companies\/employee-benefits\/\"><strong>flexible remuneration<\/strong><\/a>, The taxation of the taxation system allows for <strong>lower taxes paid by employees<\/strong>.<\/p><\/blockquote>\n<p><strong>Example<\/strong>A female worker with a salary of \u20ac30,000 per year and health insurance of \u20ac500 for herself and \u20ac500 for her husband. For tax purposes, her real income is \u20ac29,000, saving about \u20ac140 per year in taxes (assumed withholding tax of 14%).<\/p>\n<h2><img decoding=\"async\" class=\"aligncenter wp-image-29085\" src=\"https:\/\/pibgroupiberia.com\/wp-content\/uploads\/2018\/12\/seguro-salud-familia.jpg\" alt=\"Health insurance for families\" width=\"919\" height=\"612\" \/>What are the additional benefits of health insurance for the company?<\/h2>\n<p>There are many benefits for the company in offering health insurance to its employees. These include, among others:<\/p>\n<h3>Improving the company's image<\/h3>\n<p>Both with regard to the competition, customers and, of course, with regard to employees. They are a loyalty-building element, as they affect the human level of the workforce, which is highly valued, and reinforce the company's internal Corporate Social Responsibility.<\/p>\n<h3>Better health and motivation = better productivity<\/h3>\n<p>It turns the investment in health insurance into a productive return by capitalising on that investment in health insurance.<\/p>\n<h3>Improve absenteeism figures<\/h3>\n<p>The insurance, due to its rapid diagnosis, allows for shorter recovery times, as well as the flexibility of scheduling appointments with specialists is much greater, avoiding the need for someone to be absent for a whole morning for a consultation.<\/p>\n<h3>Your taxation<\/h3>\n<p>It is a <strong>deductible expense 100%<\/strong> The amount paid by the company will result in a tax saving for the company.<\/p>\n<h3>It is a wage bargaining tool<\/h3>\n<p>Moreover, it is much cheaper and clearly better than a simple salary increase, for all the other advantages we are seeing.<\/p>\n<h3>Prevention programmes<\/h3>\n<p>There are insurances that allow the introduction of prevention and health improvement programmes in a work environment, in order to try to minimise health problems that may arise in the future.<\/p>\n<p>However, it is not an easy task to choose an insurance company that meets the essential requirements. It is important that they facilitate the administrative formalities, that the cost is attractive but stable over the years, that they have a good medical directory...<\/p>\n<p>From <strong>PIB Group Iberia<\/strong> We have been taking out health insurance for companies for many years, so we have a range of companies that meet these needs. If you do not know <a href=\"\/en\/blog\/the-big-question-health-insurance-with-or-without-co-payment\/\">how to choose health insurance<\/a>\u00a0and to start implementing these mechanisms, we are at your disposal to help you throughout the process.<\/p>","protected":false},"excerpt":{"rendered":"<p>Ensuring the well-being of workers is fundamental to their performance. We look at what health insurance provides<\/p>","protected":false},"author":14,"featured_media":14597,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[15],"tags":[186],"class_list":["post-14596","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-empresas","tag-salud-empresas"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts\/14596","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/comments?post=14596"}],"version-history":[{"count":0,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts\/14596\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/media\/14597"}],"wp:attachment":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/media?parent=14596"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/categories?post=14596"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/tags?post=14596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}