{"id":14765,"date":"2018-03-27T13:00:19","date_gmt":"2018-03-27T11:00:19","guid":{"rendered":"https:\/\/pibgroupiberia.com\/?p=5270"},"modified":"2025-05-23T10:41:01","modified_gmt":"2025-05-23T08:41:01","slug":"if-i-tune-my-car-i-must-change-my-car-insurance","status":"publish","type":"post","link":"https:\/\/pibgroupiberia.com\/en\/blog\/si-tuneo-mi-coche-debo-cambiar-mi-seguro-de-auto\/","title":{"rendered":"If I tune my car, do I have to change my car insurance?"},"content":{"rendered":"

It is very common to see more and more cars on the road with a special paint job or a specific exhaust pipe... In any case, it is essential that our insurance policy includes\u00a0of car <\/strong>those extras with which we have upgraded our vehicle are declared. Let's see why.<\/p>\n

Car insurance extras<\/h2>\n

When we buy any car, when it comes to budgeting for the auto insurance<\/a>, one question is a must: \u201cDoes your vehicle have extras?\u201d<\/p>\n

This question is asked because, not to include an extra in the policy<\/strong>, will happen:<\/p>\n

    \n
  1. They break a tinted glass<\/strong>, Even if we have glass cover contracted, they will only provide normal cover unless we declare the cost of this extra in the insurance policy.<\/li>\n
  2. We have an All Risk and we crash into our brand new car to which we have applied an matt paint<\/strong> beautiful. No matter how much All Risk we have, if the paintwork that may have cost us \u20ac4,000-7,000 has not been declared, they will apply a normal one, or we will have to pay the extra cost.<\/li>\n
  3. If we have a Third Party insurance with theft, and the window is broken and the car is stolen, we will have to pay for it. integrated sound system<\/strong> you have just installed, we will not be covered by the policy unless we have stated the cost of this extra.<\/li>\n<\/ol>\n

    These examples serve as a reminder of the importance of declaring accessories <\/strong>that we add to the model that comes as standard from the dealer.<\/p>\n

    \"Insurance<\/p>\n

    The peculiarities of tuned car insurance<\/h2>\n

    As noted above, it is clear that such improvements should be discussed with our insurance broker or auto insurance company.<\/strong>. However, it will be essential that the tunning<\/em> <\/strong>we have done to the vehicle is legal, otherwise we have a serious problem.<\/p>\n

    There are certain modifications to the car, which must be \u201cmade to the car\".\u201capproved<\/strong><\/em>\u201d. The Vehicle Retrofitting Manual<\/strong>, The European regulated directive on the type-approval of changes, which takes a series of steps (depending on the relevance of the change made), determines which changes must be approved.<\/p>\n

    It will be important to have your trusted workshop help you with this to ensure that you have no problems, as if you do not comply with the law:<\/p>\n