{"id":15245,"date":"2017-03-28T13:00:49","date_gmt":"2017-03-28T11:00:49","guid":{"rendered":"https:\/\/pibgroupiberia.com\/?p=3820"},"modified":"2025-06-03T09:08:37","modified_gmt":"2025-06-03T07:08:37","slug":"health-insurance-for-the-self-employed-is-worth-the-money","status":"publish","type":"post","link":"https:\/\/pibgroupiberia.com\/en\/blog\/seguros-de-salud-para-autonomos-merecen-la-pena\/","title":{"rendered":"Health insurance for the self-employed: Are they worth it?"},"content":{"rendered":"

Recently, we talked about the growth of health insurance in Spain<\/a>, 20% of the population already have it. Today we want to talk about how this insurance can affect a self-employed person, and the reasons why they would consider taking it out.<\/p>\n

Key features of health insurance<\/h2>\n

Health insurance should not be seen as an alternative to social security, but as a complement. We have always defended the reliability of the Spanish public health system, but it is true that the crisis and the cuts have made it less flexible.<\/p>\n

These are the main reasons for taking out health insurance<\/strong>:<\/p>\n

    \n
  1. Direct access to specialists, without having to go through the GP beforehand<\/li>\n
  2. Speed of appointments, unlike in the public sector, where waiting lists are months long (especially in gynaecology, ophthalmology and traumatology).<\/li>\n
  3. Rapid management in diagnostic testing: both in practice and in obtaining results<\/li>\n
  4. Very good user ratings of private health care services<\/li>\n<\/ol>\n

    All this has led to the fact that they are already more than 11 million people insured in Spain<\/strong>.<\/p>\n

    \"Health<\/p>\n

    How would a self-employed person benefit?<\/h2>\n

    The self-employed, like almost everyone else these days, cannot waste time<\/strong>, is very valuable. That the need for speedy medical appointments and diagnostics\u00a0<\/strong>is not available in public health care except for very serious issues.<\/p>\n

    When faced with any kind of problem, what we are looking for is speed in knowing the results and being able to find a solution to the problem. This is exactly what the self-employed, who are already overloaded with work and busy schedules, need.<\/p>\n

    Another benefit of being self-employed is that this insurance premium expense is deductible for personal income tax purposes.<\/strong>, to 500 euros per person per year<\/strong> <\/em>(including spouse and children under 25). In other words, a person who is taxed at a rate of 30%, and who pays around 2,000 euros in premiums for his or her family, would actually bear a cost of 1,400 euros.<\/p>\n

    If you would like to find out more and you are considering contracting these life insurance for the self-employed<\/a>, please contact us. Enjoy our groups with special rates.<\/p>","protected":false},"excerpt":{"rendered":"

    Health insurance cuts waiting lists and speeds up the diagnosis of the problem, which the self-employed greatly appreciate.<\/p>","protected":false},"author":14,"featured_media":15246,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[152],"tags":[213],"class_list":["post-15245","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-profesionales","tag-salud-autonomos"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts\/15245","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/comments?post=15245"}],"version-history":[{"count":0,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts\/15245\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/media\/15246"}],"wp:attachment":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/media?parent=15245"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/categories?post=15245"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/tags?post=15245"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}