{"id":15317,"date":"2017-01-20T13:00:06","date_gmt":"2017-01-20T12:00:06","guid":{"rendered":"https:\/\/pibgroupiberia.com\/?p=3428"},"modified":"2025-05-23T11:16:18","modified_gmt":"2025-05-23T09:16:18","slug":"what-is-considered-contents-in-my-home-insurance","status":"publish","type":"post","link":"https:\/\/pibgroupiberia.com\/en\/que-se-considera-contenido-en-mi-seguros-de-hogar\/","title":{"rendered":"What are the contents of my home insurance policy?"},"content":{"rendered":"

A week ago, we published an article on whether or not it is compulsory to take out home insurance for my home. Today we would like to describe one of the fundamental elements of such a policy, known as the \u201ccontent\u201d<\/strong><\/em>. Let's see which elements compose it, and how to value it.<\/p>\n

Improvements in home insurance<\/h2>\n

Home insurance policies were originally known only as fire policies, because they only covered this risk. In fact, in many homes, above the access door, we can see \u201cfire insured\u201d.<\/em><\/p>\n

Later on, guarantees have been introduced, converting this insurance into what we know today as \u00abmulti-risk\u201d, as it has many more covers than before.<\/p>\n

The parts of home insurance<\/h2>\n

The fundamental elements of home insurance today are:<\/p>\n

    \n
  1. Continent<\/li>\n
  2. Content<\/li>\n
  3. Liability<\/li>\n<\/ol>\n

    These are the three essential legs of a policy, so that it can be considered complete. Today we are going to focus on the second element since, on many occasions, it is the one that causes the most difficulties among our clients.<\/p>\n

    \"Family<\/p>\n

    Which elements are content?<\/h2>\n

    To make it easy for anyone to understand, we always say that content should be considered everything that, if we were to move to another house, we could take with us. We talk about:<\/p>\n