{"id":15374,"date":"2016-11-15T13:00:58","date_gmt":"2016-11-15T12:00:58","guid":{"rendered":"https:\/\/pibgroupiberia.com\/?p=3287"},"modified":"2025-12-16T09:36:00","modified_gmt":"2025-12-16T08:36:00","slug":"how-investors-will-act-in-the-face-of-market-uncertainty","status":"publish","type":"post","link":"https:\/\/pibgroupiberia.com\/en\/como-actuara-el-inversor-ante-la-incertidumbre-de-los-mercados\/","title":{"rendered":"How investors act in the face of market uncertainty"},"content":{"rendered":"<p>A little more than four months ago we referred to the uncertainties we would encounter after Brexit. Now we are once again faced with unexpected news: the victory of Donald Trump in the United States. Let's take a look at <strong>analysing the situation from the investor's point of view<\/strong>.<\/p>\n<h2>Context for the investor<\/h2>\n<p>The expression <em>\u00abWhen China sneezes, the world catches a cold\u00bb.\u00bb<\/em>; The US is no exception, accounting for around 17% of global GDP. We will see if his Trump will carry out measures regarding: foreign trade, taxes or immigration, which could push the country into a recession, and what the consequences may be.<\/p>\n<p>It is therefore <strong>important to be cautious and prepared for different scenarios<\/strong> The uncertainty facing the world economy over the next few years.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-4640\" src=\"\/wp-content\/uploads\/2016\/11\/inestabilidad-mercados-financieros.jpg\" alt=\"This is the state of the stock market\" width=\"640\" height=\"360\" \/><\/p>\n<h2>Investment advice<\/h2>\n<p>From the <b>PIB Group Iberia and Investment\u00a0<\/b>we want to make a series of <strong>recommendations <\/strong>We believe these are essential to avoid surprises in the future:<\/p>\n<h3>Thinking about preserving capital<\/h3>\n<p>We believe that each client, depending on their profile, should <em>set a floor<\/em>\u00a0in fully guaranteed products, and a <em>roof<\/em> maximum investment in equities.<\/p>\n<p>In other words, it is hardly or not at all advisable to have all our savings in fixed income and\/or equity products, especially with the upcoming fixed income scenario, which, depending on the investments, portends significant losses.<br \/>\nIf we are talking about products with a view to an approaching retirement, there is all the more reason to preserve the capital as much as possible.<\/p>\n<h3>Diversifying investments<\/h3>\n<p>It is essential to <em>\u00abdon't put your eggs in the same basket\u00bb.\u00a0<\/em>This sentence should be dogma for any investor.  It may be that a <a href=\"https:\/\/pibgroupiberia.com\/en\/individuals\/insurance-solutions-for-individuals\/savings-insurance\/\">investment fund<\/a> This is unlikely to be the case with a diversified portfolio of five different funds.<br \/>\nWe may not gain as much, but we will certainly do much better in negative scenarios.<\/p>\n<h3>Knowing where we invest<\/h3>\n<p>It is difficult to know all the assets in which an investment fund or pension plan invests, but it would be interesting to know which assets it invests in and which it invests in. <strong>our advisor to explain the investment policy at the fund management company<\/strong>, We need to know if we are really investing in what we think we are investing in.<\/p>\n<p>There are often surprises in store for us.<\/p>\n<h2>View and compare between Management Entities<\/h2>\n<p>If we go to one of the major national banks and ask why a Spanish equity fund has underperformed, we will probably be told that it is the markets.<\/p>\n<p>But, comparing management companies: if a similar fund focused on Spanish equities in another management company has earned 43.18% more in 3 years, and 63.78% in 5 years, then it is not a problem of the markets, but of bad management of one, very good management of the other, or most likely both situations.<\/p>\n<p>That is why we should take advice and try to obtain as much information as possible about our investments.<\/p>\n<p>From the Savings and Investment Department in <strong>PIB Group Iberia<\/strong>, We want to convey peace of mind, but always under the recommendation to prepare for any unforeseen contingency. If you would like further information and personalised advice, please leave us your details.<\/p>","protected":false},"excerpt":{"rendered":"<p>We try to give advice on how to deal with the current investment uncertainty.<\/p>","protected":false},"author":14,"featured_media":15375,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[16],"tags":[208],"class_list":["post-15374","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-particulares","tag-unit-linked"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts\/15374","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/comments?post=15374"}],"version-history":[{"count":0,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts\/15374\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/media\/15375"}],"wp:attachment":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/media?parent=15374"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/categories?post=15374"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/tags?post=15374"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}