For this reason, thinking of a single person, no family \u201cburdens <\/strong>(children, marriage...), should I have life insurance?<\/p>\n There are various visions<\/strong> of the matter:<\/p>\n Single people are characterised by their independence, something they do not want to lose in any way. For this reason, the contingency that worries them most is not death, but rather the permanent disability<\/strong>The first is that which can alienate us from the professional world, making them dependent on the help of third parties, both physically and financially.<\/p>\n For this very reason, an insurance\u00a0life insurance that covers permanent disability will allow us to maintain that financial independence.<\/strong>, The Commission should be responsible for the costs of care, rehabilitation and medical tests, so as not to have to depend on anyone else.<\/p>\n In the case of the self-employed, this argument is even stronger, due to their usually low social security contributions. Social Security<\/strong>, which statistically provokes, much lower disability pensions<\/a> in self-employment.<\/p>\n Failure to anticipate these events has often meant that a person in their 30s or 40s, fully independent with their own job, has had to return to live with their parents or aunts and uncles or other relatives because they could not manage on their own.<\/p>\n That would be the most common example. However, there is also the person with siblings, with a special affection for their nieces, nephews or friends' children, who apply for a life insurance to leave them money for their education or a better future in case they are no longer around. This would be another relatively common case that would justify taking out a life insurance policy with a death guarantee for a single person.<\/p>\n\n
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<\/p>\nDisability as a major concern<\/h2>\n
In the case of the self-employed, this is aggravated by<\/h2>\n