{"id":15827,"date":"2015-01-20T10:58:35","date_gmt":"2015-01-20T09:58:35","guid":{"rendered":"https:\/\/pibgroupiberia.com\/?p=1622"},"modified":"2025-09-11T14:56:24","modified_gmt":"2025-09-11T12:56:24","slug":"advantages-of-contracting-your-policy-with-an-insurance-brokerage-firm","status":"publish","type":"post","link":"https:\/\/pibgroupiberia.com\/en\/blog\/ventajas-de-contratar-su-poliza-con-una-correduria-de-seguros\/","title":{"rendered":"Advantages of taking out your policies with an insurance brokerage firm"},"content":{"rendered":"<p>An insurance brokerage is characterised by its <strong>independence<\/strong>, This means that it is not linked to any insurance company. This allows it to <strong>guarantee the objectivity of its proposals<\/strong> and the <strong>best value for money<\/strong> possible. Today we will look at all the advantages of having insurance in one <a href=\"https:\/\/pibgroupiberia.com\/en\/\" target=\"_blank\" rel=\"noopener noreferrer\">Experienced brokerage<\/a>.<\/p>\n<h2>Differences between brokerages and other insurance providers<\/h2>\n<p>Independence is a differentiating factor compared to exclusive agencies and exclusive bancassurance operators who, simply because of their dependence on the company, only have one product to offer. As a result, they lack that <em>\u201cobjective analysis\u201d.\u201d<\/em> that the brokerage company carries out for its policyholders. This analysis consists of the brokerage's obligation to study a policy in several companies.<\/p>\n<blockquote><p>The same is true when contracting directly with insurance companies: they just offer you their product and <strong>no one helps you to defend your rights<\/strong> in the event of a claim.<\/p><\/blockquote>\n<p>In this entry, we talked about the differences between contracting our <a href=\"\/en\/blog\/the-5-differences-between-insuring-with-a-broker-or-a-bank\/\" target=\"_blank\" rel=\"noopener noreferrer\">insurance with a broker<\/a> or underwrite them with banks.<\/p>\n<p>In addition, there are requirements for <strong>training<\/strong> imposed by the Insurance Mediation Act on brokerages and their employees. These training hours are longer than those of other providers, so their expertise is usually better.<\/p>\n<h2><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-35569\" src=\"https:\/\/pibgroupiberia.com\/wp-content\/uploads\/2015\/01\/seguridad-seguros.jpg\" alt=\"Peace of mind in insurance\" width=\"850\" height=\"566\" \/>Economic advantages of dealing with a brokerage<\/h2>\n<p>Not only do we find a wider range of companies to access and a better knowledge of the sector. At the same time, the price offered by the insurance brokerage is better than what could be achieved by going directly to the insurance companies.<\/p>\n<p><strong>The reason is simple:<\/strong> By selling a high volume of policies, the company enables these brokers to give commercial discounts. These can be as high as <em>50% <\/em>in some cases. We talk about: life insurance, community insurance, home insurance,...<\/p>\n<h2><a class=\"popmake-26194\" href=\"#\"><img decoding=\"async\" class=\"aligncenter wp-image-32044 size-full\" src=\"https:\/\/pibgroupiberia.com\/wp-content\/uploads\/2019\/10\/BANNER-B.gif\" alt=\"\" width=\"500\" height=\"100\" \/><\/a><\/h2>\n<h2>Defence of the insured's rights against the insurer<\/h2>\n<p>But, primarily, what a brokerage firm should offer is a <strong>good after-sales service<\/strong>.<\/p>\n<blockquote><p>When it comes to the production of a <strong>loss<\/strong>, is when the hiring of a new company is really appreciated. <strong>guarantee policy<\/strong>, The client's trust in the brokerage firm must be asserted.<\/p><\/blockquote>\n<p>For this reason, we have a <strong>professional and qualified claims department<\/strong>. With it, we try to offer the peace of mind that your claim will be well managed, quickly and efficiently.<\/p>\n<p>Is this possible in a policy taken out <em>directly with a company or with an online company<\/em>? The truth is that it is more difficult, as they are the ones who will have to pay for the claim out of their own pocket...<\/p>\n<p>Our job is to ensure that what is stated in the policy is respected and that they cannot exclude a claim unjustifiably. Likewise, we ensure that not a single euro is paid less than what the client should receive.<\/p>\n<p><strong>Contact us and check these advantages<\/strong> both in price and service. You will find the best insurance with a great service. We always focus on our customer.<\/p>","protected":false},"excerpt":{"rendered":"<p>Let's take a look at the main advantages that characterise a brokerage compared to taking out insurance directly with a company.<\/p>","protected":false},"author":14,"featured_media":15828,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[15,16,152],"tags":[164],"class_list":["post-15827","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-empresas","category-particulares","category-profesionales","tag-corporativo"],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts\/15827","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/comments?post=15827"}],"version-history":[{"count":0,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/posts\/15827\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/media\/15828"}],"wp:attachment":[{"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/media?parent=15827"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/categories?post=15827"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pibgroupiberia.com\/en\/wp-json\/wp\/v2\/tags?post=15827"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}