Fruit tree insurance 2024: take it out now.
As of December 1, 2023, the contracting period for Agroseguro’s 300 line for the 2024 campaign is open.
Through five different modules, this line of agricultural insurance covers damages due to frost, hail, lack of fruit set and other uncontrollable climatic events in peach, nectarine, flat peach, apricot, plum, table and cider apple, pear and platerina crops. In addition, crop insurance allows coverage to be tailored to the needs of each farmer, offering specific protection for the main climatic risks in crops.
What crops can be insured with line 300 – Fruit trees?
Apricot
Plum
Table and cider apples (cider apples are not covered for frost and lack of fruit set).
Peach (including nectarine, flat peach and platerina)
Pear
What risks are covered by Agroseguro’s fruit tree insurance?
In production:
Covers damages in quantity and quality caused by:
Lack of fruit set due to climatic conditions
Frost
Hail
Exceptional hazards (wildlife, fire, flooding-torrential rain, persistent rain and hurricane wind)
Other climatic adversities
In plantation:
Covers the death of the tree.
If the tree does not die, it covers the loss of the following year’s crop due to damage to structural and productive wood.
In facilities:
Covers damage caused by any climatic risk beyond the farmer’s control.
Agricultural risk coverage protects infrastructure essential to production.
A policy to match your farm’s needs
Dolors Gòdia, agricultural technical engineer and agricultural insurance expert in our brokerage, shares her analysis of this year’s fruit tree insurance campaign.
“These days we are starting the fruit insurance campaign and it is one of the most important periods for our company. This year, the insurance brings us novelties that continue the trend of recent years: more and more individualized histories per plot, making the Spanish insurance system fairer and fairer.
It is true that not everyone will be happy with these measures, but I believe that in the long run we will all benefit, because we must maintain the balance of the whole system so that our good farmers can continue to insure and feel that behind the inclement weather they have a system that guarantees them a minimum to face the next season with minimum guarantees.
In view of the undeniable climate change that affects us, at PIB Group Iberia we fully trust in agricultural insurance and we believe it is of vital importance to have good technical advice both in the process of contracting the policy and throughout the campaign, making an exhaustive and careful follow-up of the claims that may occur. We want our policyholders to feel accompanied throughout the policy period.”
Take out your agricultural insurance with PIB Group Iberia
At PIB Group Iberia, we offer the best coverage for agricultural production against losses that can be caused by meteorological risks, climatic adversities and wildlife damage. In a world threatened by climate change, a simple frost can ruin a year’s worth of work. Frost insurance for fruit trees is a key tool to guarantee the farmer’s economic stability.
We are long-standing independent professionals with more than 25 years of experience in the agricultural and livestock sector. The agricultural sector is the driving force behind our brokerage: we want to offer farmers everything they really need for their business. Our goal is to be with you every step of the way, on an equal footing.
More information on agricultural insurance
See more details about Agroseguro’s 300 line. Find out how agricultural insurance can protect your investment. Contact our experts at PIB Group Iberia for personalized advice.
Learn about all the options of combined agricultural insurance and find the best solution for your farm, insure your peace of mind today!
