At PIB Group Iberia we have been analysing the health insurance of multiple companies for more than a decade, so we can make sure we offer you the best possible coverage. We are a health insurance reference in Zaragoza, but we offer our services throughout Spain.
With a good health insurance, you can quickly access consultations, diagnoses and treatments, avoiding long waits and exorbitant price increases. It is especially useful at key moments such as pregnancy, rehabilitation processes or specialities with long waiting lists in the public health system.
In addition to protecting you and your family's wellbeing against unforeseen medical events, an insurance policy adapted to your needs offers you peace of mind, personalised attention and access to the best professionals and centres, both nationally and internationally.
At PIB Group Iberia we design tailor-made solutions for you, analysing the different health insurances available on the market and making sure we find the option that best suits your requirements and needs. We provide private health coverage that protects you and your family's wellbeing without compromising your finances, avoiding unexpected medical expenses.
With your health insurance in Zaragoza, you will enjoy quality medical care, with direct access to specialists, without bureaucracy and without waiting lists. All this with healthcare that is highly valued by users, and with peace of mind, speed and comprehensive care at every stage of your life.
Quick access to general medicine consultations and a wide range of specialists with no waiting lists. You can have regular check-ups, diagnoses and follow-ups without complications.
Coverage for hospital stays, surgical interventions and complex treatments, whether due to illness or accident. It includes both subsidised hospitals and high quality private clinics.
In some insurances, financial assistance is included for medicines prescribed by professionals within the medical list. This is a way to alleviate the cost of prolonged treatment.
It covers therapies and procedures that do not require hospital admission, such as rehabilitation, physiotherapy, cures, infiltrations or small interventions.
Immediate attention in unforeseen situations, either in approved centres or by means of home services. It guarantees an effective response at critical moments, 24 hours a day.
Out-of-country medical protection, ideal for frequent travellers. You can access medical care abroad or receive reimbursement of expenses at international clinics.
Services aimed at improving your general health and preventing disease: regular check-ups, personalised follow-up, nutritional advice or smoking cessation programmes.
(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The final terms and conditions of any insurance cover are detailed exclusively in the specific policy issued. In the event of discrepancies, the terms and conditions stipulated in the specific policy shall prevail.
To take out health insurance, the insurer will ask you to complete a health questionnaire. Based on your answers, they will assess the risk and offer you personalised conditions for your policy.
If you already have an illness before you take out insurance, the insurer will assess it specifically. They may ask for medical reports and decide whether to cover or exclude it. On the other hand, if the illness appears once the insurance has been taken out, it should be covered.
Normally you must go to doctors and centres approved by your insurer. For some tests or operations, prior authorisation may be required, which you arrange directly with the company.
A waiting period is an initial period during which you cannot use certain coverages of your health insurance. However, at PIB Group Iberia we also work with group policies with no waiting periods or special periods without them, allowing you to use them fully from day one, except in the case of pregnancy.
You should always look for a policy that meets your real needs. Evaluate coverage, gaps, medical insurance and, above all, how the price will evolve in the coming years. Sometimes cheap can be expensive, that's why having professional help like the one we offer you at PIB Group Iberia can be key.
It is common for premiums to rise over time, but not all premiums rise equally. Group insurance tends to have more moderate increases. For example, after childbirth, an increase may be 40% for an individual policy, compared to 3-6% for a group policy.
In addition, prices, coverage, conditions and the quality of the medical team can vary greatly between insurers. For this reason, it is important to seek the advice of a professional to help you make the right choice, as in our case.
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We solve all your doubts
Do you have any questions about health insurance in Zaragoza? Fill in the form and send us all your questions. The PIB Group Iberia team will answer you as soon as possible.
