Are you looking for making your savings profitable? If so, even if you've had a look at a few different options, you're probably still not sure what might be best suited to your needs. Not all products are suitable for everyone.
What types of savings products are there and which one is best for me?
From PIB Group Iberia we want to help you decide. We specialise in advising our clients on the best products to make their savings profitable.
Moreover, now is a perfect time, because through Reale Insurance we can get the best plan according to our needs and with interesting advantages and gifts. Today we explain the different products available, as well as the advantages of each one.
Clarifying concepts about savings schemes
Savings plans have one purpose: to provide financial peace of mind. It is as simple as that. A savings plan can be defined as a consolidation of our savings habit. But it is not just about setting aside 50 euros a month, it is more structured and, of course, offers more advantages. The money in a savings plan will grow without you having to do anything.
The questions you should ask yourself to decide which savings plan is right for you are:
- What do you want to achieve with it?
- What are you going to use it for?
- For how long?
With the Reale Savings Plans you can get everything you need and more. We must not lose sight of the fact that the security of pensions in the future is uncertain, so the sooner we start saving, the better.
For example, taking out an insured pension plan (PPA) will help you gain peace of mind for you and your loved ones, as well as reduce your tax bill in the IRPF.
The advantages for your retirement
As we say, with Reale PPA Bienestar Futuro you can complete your retirement and enjoy tax benefits along the way. Your contributions are tax deductible.
Its liquidity is more limited, but in the event of long-term unemployment or other difficult situations, you can draw on the savings accumulated in your plan in advance.
To supplement your income.
However, if you want to save without having to save for retirement, you can take out an individual systematic savings plan (PIAS). With Reale PIAS Futuro Protegido you will get an annuity to supplement your income and the return you generate, from the time you take out the product until you enjoy it, will be tax-free.
That is if you want to accumulate it for retirement; but you will have liquidity to get your money back one year after taking out the policy.
If you think more in the short term
If you want to make an investment with a shorter time horizon, the Individual Savings Insurance (Seguro Individual de Ahorro SIALP Reale Future Wellbeing may be what you are looking for.
It also has interesting benefits and tax advantages, since the profitability shall be exemptThe tax-free period begins 5 years after the first contribution.
Savings schemes should be flexible
And finally, Reale Protected Future Savings, The plan combines the best of any savings plan, being flexible in terms of your contributions, and allows you to have your money at your disposal even after the first year.
All of them will be products that offer you a guaranteed return, while enjoying a profit share that can increase the profit of your savings plan. This will increase the value of your savings in the future.
But let's get down to the interesting stuff, What does Reale offer that makes it even more attractive? Gifts that make the doubt of choosing a product with one company or another go away by itself, as it boosts the profitability of this guaranteed product.
Reale wants you to have peace of mind in the future and also to make you enjoy the present, so..,
if you sign up for any of the above plans before 15 July, you can win one of the following gifts.
A campaign with impressive gifts
From a Bose loudspeaker up to Apple Watch Series 4, passing through some of the Apple AirPods or if you prefer, some Beats Studio3 Wireles Headphones. You may even be able to get a Iphone XS 64gb or a 13-inch MacBook Air depending on the periodic premium and the product chosen.
You can get these gifts with contributions from as little as 100 euros per month, still have doubts?
Contact us and we'll help you get what you need to make your savings grow and enjoy promotions like these. We offer you the best coverage and solutions adapted to your needs and those of your family, starting now!
