As an ebroker, PIB Group Iberia has been working with numerous insurance companies for more than a decade. That is why we know what risks companies like yours face and we offer you comprehensive protection coverage tailored to your corporate needs.
Liability insurance should protect your company against claims for damages that may be suffered by a third party. In this way, it will be the insurer who will pay compensation for the damage caused, and your company's assets will not be affected.
As an insurance broker, PIB Group Iberia helps you choose the most suitable insurance for your company from a wide range of insurance companies. We give you access to competitive and specialised coverages capable of covering all the protection needs of your business.
The scope of liability that can affect a company is very broad, but at PIB Group Iberia we have more than a decade of experience offering this type of policy to companies. That's why, if you need it, we can find the right insurance to cover specific issues.
We manage insurance for all types of companies: from the self-employed to large corporations. We act as an insurance mediator, ensuring the continuity of your business against all possible business risks it may face.
They guarantee financial protection against claims for damage to property or personal injury caused to third parties.
They cover the possible risks that the company's workers may suffer in the exercise of their duties.
They protect against claims arising from damage caused by defective products or work carried out after completion.
They include legal defence and legal costs that may arise as a result of a claim.
They assume the payment of financial compensation that the company is obliged to pay for damages caused to third parties.
They guarantee assistance and support in the comprehensive management of any claim, from the receipt of the claim to its resolution.
(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The final terms and conditions of any insurance cover are detailed exclusively in the specific policy issued. In the event of discrepancies, the terms and conditions stipulated in the specific policy shall prevail.
The need for liability insurance depends on the industry in which each company operates. In most cases, it is a recommended option to protect business assets against possible claims, although it is not always necessary. However, in certain professions such as architects, lawyers or doctors, this insurance is mandatory by law.
In any case, having a good liability insurance policy guarantees the protection of your company's assets, ensuring its stability against possible claims that could jeopardise the continuity of the business.
Operational liability covers damage you may accidentally cause to third parties in the course of your business. Here are two examples to help you understand it better:
It is important to note that, depending on the sector of activity, there are specific guarantees that adapt to the particular needs of each type of business. Thanks to our many years of experience with these policies, at PIB Group Iberia we know them inside out and can help you get them.
Employer's liability protects the company in the event of an accident at work that causes death or disability of an employee during the working day. If you have employees in your charge, it is compulsory to take out this guarantee to cover occupational risks.
If your company is held liable for failing to comply with occupational safety regulations, such as occupational risk prevention, it could face legal damages, which in some cases can exceed €300,000. Corporate negligence is a key factor for the company to be found guilty, as determined by the court.
Product liability is aimed at companies that manufacture or market products, such as foodstuffs, tools or medicines. Its function is to cover damages that these products may cause to users or any other affected person.
Post-work liability, on the other hand, covers damage caused after installation, repair or other work has been carried out. For example, if a plumber installs a faulty pipe and, months later, it causes a flood on the floor below, or if an incorrectly assembled part in a machine damages a company's stock.
Both coverages are key to guarantee the comprehensive protection of your company against possible claims arising from defective products or work carried out.
We solve all your doubts
Do you have any questions about civil liability insurance in Zaragoza? Fill in the form and send us all your questions. The PIB Group Iberia team will answer you as soon as possible.
