Savings plan in Zaragoza

Why take out a savings plan?

What do our customers think?

Based on 580 reviews
Una atención de 10, me realizó las gestiones Gonzalo de manera rápida, atenta y profesional, lo recomiendo!
Trato inmejorable. Servicio rápido, eficaz y de calidad. La mejor correduría sin dudarlo.
Cercanos y siempre buscando la mejor opción para el cliente. Comprometidos con su trabajo y muy eficientes.
Buena comunicación y gestión, Berta muy eficaz en su trabajo! Recomendado 100%
Me pusieron todas las facilidades para tramitar el seguro y todo muy correcto. Además de un trato perfecto.
Muy contenta con la gestion de mi póliza de seguro privado. Gonzalo siempre muy atento y resolutivo. Lo recomiendo gratamente.
Compañia de confianza. Son atentas y responden a lo que les pides de formna práctica. A veces me han ofrecido algún producto financiero pero sin atosigar.
Les recomiendo.
Da gusto trabajar con ellos, te resuelven las dudas que te puedan surgir, rápida respuesta y super eficientes, un gusto.
Siempre muy atentos y diligentes. Te atienden de una forma rápida y eficaz.
Trato muy amable ...resolvieron con paciencia todas mis dudas y me asesoraron estupendamente.... recomiendo 100%

Experts in savings plans in Zaragoza

We have more than a decade of experience in obtaining beneficial savings plans for our clients. We analyze the different options on the market and, among them, we help you find the perfect alternative for your specific needs based on your risk profile.

Retirement protection plan

In recent years, savings plans have become a very interesting alternative to obtain profitability from your savings. With this type of product, you generate a complementary savings fund that is perfect for guaranteeing your financial stability in the future.
That is why taking out a savings plan provides peace of mind above all. Especially if you find one whose coverage responds exactly to your specific needs.

plan de pensiones zaragoza​

A savings plan tailored to your needs

Saving in the short, medium and long term to plan your future with peace of mind is possible if you have a good savings plan with flexible contributions and guaranteed profitability. At PIB Group Iberia, we get comprehensive coverage for your financial protection.
As an insurance broker, we analyze the offers of different companies in the market and we tell you which one offers you the most advantageous product for your specific case. Trust our team and reach your retirement with confidence, leaving aside worries about the future.

What are the advantages of a savings plan?

Short-, medium- and long-term savings

It is the perfect product if you need to save in the short, medium and long term and gain financial peace of mind and economic stability.

High profitability

This savings-oriented plan can offer you high returns if you trust our team to choose the most beneficial alternative.

Flexibility in contributions

In a savings plan, contributions are totally flexible. You can adapt them to your risk profile and your needs.

(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The definitive terms and conditions of any insurance coverage are detailed exclusively in the specific policy issued. In case of discrepancies, the conditions stipulated in the specific policy shall prevail.

Frequently asked questions about our Zaragoza savings plan service

There is no legal ceiling for a classic savings insurance: the minimum and maximum amount is set by each policy, although there are limits on the amounts that can be deducted at the time of surrender.
If you opt for the PIAS (Systematic Individual Savings Plan), the Treasury limits contributions to 8,000 euros per year and 240,000 euros in total. If you opt for the SIALP (Individual Long-Term Savings Plan), the contribution limit is 5,000 euros per year.

It depends! In traditional savings insurance:

  • Contributions do not reduce your taxable income.
  • In the redemption you are taxed only for the interest as income from movable capital.

In the PIAS, if you maintain the contract for at least 5 years and convert the capital into a life annuity, a significant part of that annuity is exempt (between 60% and 92%, depending on your age at the time of conversion).
In the SIALP it would be exempt as long as it is redeemed in the form of capital.

In this case, the capital you have accumulated – plus, if applicable, a small additional capital sum for death underwritten by each policy – passes to the beneficiaries you designated at the time of the contract.
If the beneficiary is different from the policyholder, he/she is subject to Inheritance and Gift Tax with the applicable regional allowances.

Other insurances that might interest you

Insurance
life insurance Zaragoza

Ensure the well-being of your loved ones no matter what happens.

Insurance
home insurance Zaragoza

Protect your home and everything in it against any unforeseen event.

Liability insurance Zaragoza

Access the dental services you need.

Health insurance
Zaragoza

Take care of your health with the best medical care.

We solve all your doubts

Do you have any questions about the savings plan in Zaragoza? Fill in the form and send us all your doubts. The PIB Group Iberia team will try to answer you as soon as possible.