Certain issues are often problematic in home insurance. Precisely to prevent them, we wrote this post. We will see how not to have problems with issues related to the lock of our home.
Assistance services in home insurance
The insurance company provides us with an “assistance” telephone number. The essence of this service is to offer its policyholders a single telephone number where they can find the different trades that can help them with their problems at home.
The vast majority of the services provided by these guilds are paid for by the insurance company itself; others, on the other hand, will be paid for by the client himself when not covered by the policy.
Locksmith in home insurance
Locksmith issues such as door opening, lost keys, forced entry, etc. can be problematic if, instead of calling that hotline or your insurance broker, you call a private locksmith, who issues you a bill and you then want the company to pay it in full.
If you notice, we have said “may”, because if instead of doing it that way, we call that helpline, we will see what differences there are:
- The amount of that bill, when done through the company, is likely to be less than half to begin with. The reason is very simple: the company orders thousands of services a year from a locksmith company so much cheaper prices are agreed upon.
- If it is covered by the policy, we will not have to make any payment (although the company will reimburse us later), which is always more convenient.
- We will prevent the company from having problems in the reimbursement, due to possible sub-limits that may exist in the insurance. For example: sub-limit of 100 € for door opening reimbursements, when the client presents an invoice of 200 €.
Do not hesitate to call your policy broker or, if it is on a weekend, the company’s assistance telephone number whenever you have a problem with your door.
Handyman service
In relation to everything the company offers us through its assistance services, we find “the handyman”, also known as “do-it-yourself service”.
Although home insurance does not serve as home maintenance, but is used in specific incidents, it is true that companies have wanted to give it an added value. added value. In this sense, we can use this handyman service to: assemble simple furniture, hang pictures or curtains, change door handles…
In addition, we believe that it is always a good tip to keep the assistance telephone number of our insurance company in our cell phone .
If you want us to manage your policies to avoid problems of this kind, call us or consult us. Put yourself in good hands.
