[vc_row][vc_column][vc_column_text]Yesterday, journalist Mara Torres interviewed our Head of Companies, Gonzalo Moné, about hand insurance. This product is highly demanded by healthcare professionals and is also related to life insurance including professional disability.
We are pleased to announce that our head of PIB Group Iberia Companies, Gonzalo Monéwas interviewed last night by one of the most iconic voices in the country: journalist Mara Torres. During the early hours of the morning, Torres is in charge of “El Faro”, a program of Cadena SER, specializing in testimonies of all kinds.specialized in testimonies of all kinds.
“We choose a different topic every night, we offer you all points of view and invite you to contribute yours. Mara Torres guides listeners: her opinions, stories and anecdotes broaden your vision and change your perspective”; with these words Cadena SER presents this nightly radio stalwart.”
Therefore, the theme chosen for the occasion was “Hands”, the theme chosen for the occasion was “Hands”. A part of the body, also present in the world of insurance companies. Gonzalo Moné spoke live for 8 minutes. During the interview, which was conducted by this famous announcer, he explained what is a hand insurance (and its link with accident and life insurance) as well as the possibilities it offers to all types of professionals. These are not insurance policies designed only for professional soccer goalkeepers or celebrities.
“Un insurance to protect the future”.
“A life insurance policy that covers you for professional incapacity is fundamental. Because if you are no longer able to exercise your profession, what are you going to live on? the importance of acquiring this type of insurance.
It should be noted that a “hand insurance” is a technicality and, therefore, would be included within other products such as a accident insurance or a life insurance.
– Mara Torres: Are there a lot of people who insure their hands?
– Gonzalo Moné: Probably more than we imagine. Many people live on them and, therefore, want to protect their future.
Because it is not only celebrities who demand this type of service from an insurance company. Healthcare providers such as physicians, dentists, surgeons or orthodontists are among the professionals who are most “concerned about these issues”. But, as Moné stressed last night, “anyone, through a life insurance policy that covers professional disability, could insure hands or other parts of the body”.
The professional activity influences the insurance premium, since there are jobs where the risk of accident is higher. Therefore, the cost for a firefighter will not be the same as for a butcher.
Here, you can listen to the full interview with Gonzalo Moné on Cadena SER’s “El Faro”.
What does hand insurance cover?
Insurance of this type is extremely useful for workers of all kinds. No matter the profession. Hand insurance covers permanent disabilities, not temporary disabilities. For the latter, life or accident insurance is not required, but rather a sick leave insurance.
A life insurance policy, which includes hand insurance, in case it activates coverage for a disability, can be paid in 2 ways:
- One-time payment (the most common option)
- By means of a monthly annuity for the rest of the insured’s life.
An incapacity to work means not only a reduction of income for the worker, but also an increase in expenses, which can “jeopardize his or her economic future”. Hence, the relevance of this type of insurance.
SER’s “El Faro”, a staunch supporter of late-night journalism
“El Faro” is the leading program in its time slot. (Monday to Friday from 1h30 to 4h), being also very popular on his YouTube channel as well as in podcast format, through the iVoox platform. We are even more proud of this interview.
Since its inception in 2018, this nocturnal is captained by. Mara Torres and, as explained at the beginning, each broadcast covers a specific a specific theme but with multiple interpretations.. Thus, the program “Manos” (Hands) in which Moné participated featured a diverse selection of guests.
Are your hands your livelihood? PIB Group Iberia will offer you the option that best suits your work needs. We will work together to ensure your future and that of your loved ones.
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