Are you looking to monetize your savings? If so, even if you’ve taken a look at different options, you’re sure you can’t quite see what might be best suited to your needs. Not all products are useful for everyone.
What types of savings products are there and which one is best for me?
PIB Group Iberia wants to help you decide. We are specialized in advising our clients on the best products to make their savings profitable.
In addition, now is a perfect time, because through Reale Insurance we can get the best plan according to our needs and with interesting advantages and gifts. Today we explain the different products available, as well as the advantages of each one.
Clarifying concepts about savings plans
Savings plans have one purpose: to provide financial peace of mind. It’s as simple as that. A savings plan can be defined as a consolidation of our savings habit. But it is not just setting aside 50 euros a month, it is something more structured and, of course, offers more advantages. The money in a savings plan will grow without you having to do anything.
The questions you should ask yourself to decide which savings plan is right for you are:
- what do you want to achieve with it?
- What are you going to use it for?
- For how long?
With Reale Savings Plans you can get everything you need and more. We must not lose sight of the fact that the security of pensions in the future is uncertain, so the sooner we start saving, the better.
For example, taking out an insured pension plan(PPA) will help you and your loved ones gain peace of mind, as well as reduce your personal income tax bill.
The advantages for your retirement
As we say, with Reale PPA Bienestar Futuro you can complete your retirement, enjoying tax advantages along the way. Your contributions are tax deductible on your income tax return.
Its liquidity is more limited, but in the event of long-term unemployment or other difficult situations, you will be able to draw on the savings accumulated in your plan in advance.
To supplement your income.
However, if you want to save without having to save for retirement, you can take out an individual systematic savings plan (PIAS). With Reale PIAS Futuro Protegido you will obtain a life annuity to complement your income and the profitability you generate, from the moment you take out the product until you enjoy it, will be tax-free.
That is if you want to accumulate it for retirement; but you will have liquidity to recover your money after one year from its contracting.
If you think more in the short term
If you want to make an investment with a shorter time horizon, Reale’s SIALP Bienestar Futuro Individual Savings Insurance may be what you are looking for.
It also has interesting benefits and tax advantages, since the profitability will be exemptfrom taxes after 5 years from the first contribution.
Savings plans must be flexible
And finally, Reale Ahorro Futuro Protegido, which combines the best of any savings plan, being flexible in terms of its contributions, and which allows you to have access to your money even after the first year.
All of them will be products that will offer you a guaranteed return, while enjoying a profit participation that can increase the benefit of your savings plan. This will increase the value of your savings in the future.
But let’s get to the interesting part, what does Reale offer that makes it even more attractive? Some gifts that make the doubt of choosing a product with one company or the other go away by itself, since it boosts the profitability of this guaranteed product.
Reale wants you to have peace of mind in the future and enjoy the present,
if you sign up for any of the plans mentioned above before July 15, you can win one of the following gifts.
A campaign with impressive gifts
From a Bose Speaker to an Apple Watch Series 4, through Apple AirPods or if you prefer, a Beats Studio3 Wireles Headphones. You can even get a 64gb Iphone XS or a 13-inch MacBook Air depending on the periodic premium and the product chosen.
You can get these gifts with contributions as low as 100 euros per month, still have doubts?
Contact us and we will help you get what you need to grow your savings and enjoy promotions like these. We offer you the best coverage and solutions adapted to your needs and those of your family, starting now!
