We are fortunate to have quite a few people in the company, many of whom are women. Speaking of health insurance, we thought we would clarify, with your help, what health insurance provides for women, especially in the event of pregnancy.
Freedom of choice of specialists and flexible scheduling
One of the great advantages that my colleagues tell me is that the schedules at the Social Security are much more limited. They assign you a time and it is very complicated to change it, as well as to modify the date… unless we want to delay the appointment a lot. With medical insurance, the flexibility is much greater.
Delays are one of the great disadvantages of Social Security, as waiting times are long. On the other hand, it is possible that
The same week that we make an appointment through the health insurance we can see a specialist. Of course, if we do better at the end of the day, there will be no problem in adapting the appointment to when it is convenient for us.
The free choice of gynecologist or, in general, any specialist, is differential on public health care. Unless we have contacts, in Social Security it will be very difficult to choose the doctor we would like to see, even for the treatment of the same problem: dermatology, trauma, endocrinologists…. This prevents us from gaining confidence in our doctor, as well as having to constantly re-explain what is happening to us.
Major advantages during pregnancy and after childbirth
If so many women take out health insurance before becoming pregnant, it is not by chance. It is well known that there is a better follow-up of pregnancy if we complement public health care with health insurance.
The main improvements consist of:
- Ultrasounds: through Social Security, the general rule is that 3 ultrasounds are performed throughout the pregnancy. Through medical insurance we can do one every month, approximately, guaranteeing a better control of the fetus.
- With health insurance, as we were talking about, you choose the person who will accompany you during pregnancy and childbirth. In Social Security this is much more difficult.
- Comfort: both during pregnancy follow-up visits and, especially, during childbirth and the days after delivery. The facilities and having your own room will facilitate a better rest in such an intimate moment. In this article from a few months ago we talked about how to include the baby in the health insurance.
The truth is that, for people who have to combine, in most cases, a pregnancy with continuing to work, it is very difficult to get to everything. Having this flexibility and comfort will be a great advantage.
The price of women’s health insurance
Thanks to the competition between insurance companies, rates have been greatly adjusted and, of course, thanks to the Equality Law, there are no longer differences between men and women, which has lowered the cost for women.
PIB Group Iberia e Inversión works through group insurance, where we group a lot of people, to:
- Lowering the cost of insurance
- That renewals are better than in individual policies. The problem is that after a birth many companies raise the price of the insurance; through group insurance this is not the case, since the claims are shared among all.
If you want to know what groups we have available, please contact us and we will be happy to assist you.
