Every day we are overwhelmed by the advertising frequency of the insurance sector, which makes us wonder if we are really well insured or not. Today we will talk about the main advantages of not having several insurances in different companies, but centralizing them in an insurance brokerage you trust. Let’s see what they are.
Objective of an Insurance Brokerage Firm
The first thing to understand is that the function of an insurance brokerage is to mediate a policy.
The brokerage is at the side of the client, the insured, to help him in the steps he has to take with the company.
The mediator’s job, in this sense, is to ensure that the rights of the insured are respected (for example, so that a claim that should be covered is not denied). The first difference that we will be able to appreciate is that we will save endless calls to 902 phones, since this will be done by the brokerage itself, avoiding wasting time and, above all, money for the client. If you want to know us a little better, our history and our team of professionals, we leave you a link.
Advantages throughout the life of the insurance
We will list three key moments in an insurance policy:
Contracting
Renewals
Siniestro
Contracting my insurance with a professional and competent insurance brokerage offers advantages in all those moments:
In the contracting
It is differential in two elements
when choosing any product, especially if we do not know the details of the contract to which each company subscribes, advice is essential. A brokerage will explain the differences between each company, since we work with more than twenty companies and we have the experience of what answer each one has given when needed.
Unlike what you may think, the brokerage brings many customers to an insurance company, so that we enable some commercial discounts that makes that in most cases it is cheaper to subscribe the policy with us, than directly with the same; as in the companies insurance mediation is highly valued.
In view of the renewals
Any good insurance brokerage should check if the receipt is increased when renewing a policy. We review these increases, first to adjust bills to avoid premium increases and, when this is not possible, to notify the customer and decide whether or not to continue with the company.
In the event of a claim
This is the main added value of a brokerage. We will always fight for the client’s satisfaction, so that everything that the conditions guarantee is covered. Thanks to our work:
we manage to increase indemnities proposed by the company to the insured when they are lower than they should be,
We fight to cover claims whose coverage is not entirely clear and,
of course, we guarantee that we will always strive to achieve the best possible result in the event of a claim and that the service will be provided with the greatest possible diligence.
Philosophy of our Brokerage
For us, just as it happens when you go to the dentist, you don’t go to the cheapest one, but to the one that can offer you the best service , within our possibilities. We believe that the same thing happens with insurance: with our insurance brokerage you will get a guarantee of good service at the best possible price. We have already explained in the past what advantages the brokerage offers over other insurance providers, such as banks. We work to improve our service day after day, so in a very short time you will be able to control your insurance from your computer or your cell phone, so that you know at all times when your insurance expires, in which company you have it and how many you pay for each one. If you want to centralize your policies in order to optimize their management and not worry about them, delegating their revision and improvement to our brokerage, we are at your disposal. Contact us and ask for a no obligation quote.
