The innovation is gradually reaching the insurance sector, This makes it easier for users to carry out the usual formalities, but without the need to generate so much documentation. In this sense, we have also done our progress with the new management software. Today we are going to talk about the friendly accident reports, How have they been fulfilled to date and where does the future lie? Let us see.
Indeed, the entire industry and all insurance companies realise how users are changing their usual patterns of behaviour, computerising as much as they can and taking full advantage of technology.
AAD - Friendly Declaration of Accidents
When a car accident occurs between two cars or motorbikes, it is the “cumbersome”.” process of filling out the claim paperwork. The first problem is finding the AAD (Friendly Accident Declaration), which should be in the glove box, but is often nowhere to be found.
We leave you the standard format of this document, which should be provided by your insurance company or your intermediary, so that it is always available in the vehicle:
iDEA Declaration
To prevent this from happening, UNESPA (as the employer's association of insurance companies in Spain) has come up with an application called “iDEA Declaration” which, in our opinion, is perfect.
Through the application one of the parties involved fill in this form with your smartphone, This statement is sent to the other driver, who can confirm it or give his own version of what happened. Once finished, it is immediately sent to the insurance companies of both, so that at that moment all the management of the report by the insurance companies begins. The convenience is total.
What problems do we avoid thanks to iDEA?
In this way, we will save all this:
- The use of paper,
- Then you have to scan it,
- Not understanding the lyrics,
- Incomplete information
- Etc.
These are problems that greatly delay the proper handling of the claim and will thus be solved in a moment.
It is a success the fact that ALL insurance companies have endorsed this idea, and have implemented this service for their policyholders.
The application can be downloaded for both Android as to Apple.
