Women's health insurance - necessary or not?

Table of contents

We are fortunate to have quite a few people in the company, many of whom are women. Talking about health insurance, we thought we would clarify, with your help, what a health insurance to the woman, especially in the face of pregnancy.

Freedom of choice of specialists and flexible working hours

One of the great advantages that my colleagues tell me, is that the Social Security timetables are much more limited.. They assign you a time and it is very complicated to change it, as well as to modify the date... unless we want to delay the appointment a lot. With health insurance the flexibility is much greater.

The delay is one of the great disadvantages of the social security system, and that is that waiting times are long. On the other hand, it is possible that

The same week that we request an appointment through the health insurance we can see a specialist. Of course, if we are doing better at the end of the day, there will be no problem in tailor the appointment to when it suits us

The free choice of gynaecologist or, in general, any specialist, is differential on the public health system. Unless we have contacts, it is very difficult to choose the doctor we would like to be seen by in the social security system, even for the treatment of the same problem: dermatology, trauma, endocrinologists... This prevents us from gaining confidence in our doctor, as well as having to constantly explain what is happening to us.

Health insurance for pregnant women

The big advantages during pregnancy and after childbirth

If so many women take out health insurance before they become pregnant, it is not by chance. It is well known that there is a better monitoring of pregnancy if we complement public health care with health insurance.

The main improvements consist of:

  1. UltrasoundsThe general rule is that they are made through the social security system. 3 echoes throughout the pregnancy. Through health insurance we can do one every month or so, guaranteeing better control of the foetus.
  2. With health insurance, as we were talking about, you choose the person who will accompany you during pregnancy and childbirth. In social security this is much more difficult.
  3. Comfort: both during pregnancy monitoring visits and, especially, during the birth and the days following it. The facilities and having your own room will facilitate a better rest in such an intimate moment. In this article from a few months ago we talked about how to include the baby in health insurance.

The truth is that, for people who have to combine pregnancy with work, it is very difficult to get everything done. Having this flexibility and comfort will be a great advantage.

The price of health insurance for women

Thanks to competition between insurance companies, tariffs have been adjusted significantly and, of course, thanks to the Equality Act, In addition, there is no longer a difference between men and women, so it has become cheaper for women.

From PIB Group Iberia and Investment we work through group insuranceswhere we bring together many, many people, to:

  • Lowering the cost insurance
  • What renovations are better than with individual policies. The problem is that after a birth, many companies raise the price of the insurance; this is not the case with group insurance, as the claims are shared by everyone.

If you want to find out which groups we have available, contact us and we will be delighted to help you.

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