Increasingly, parents are concerned about the future of their loved ones. The hiring of LIFE INSURANCE, The number of new and growing serious diseases which, unfortunately, we suffer all around us. Today we want to focus on myocardial infarction, and how to anticipate the problem.
Heart attack: a serious problem
The heart problems are sometimes “inherited” from our relatives, or can develop over time. In this sense, it is up to us, at least, to have regular check-ups if we are aware of this history or if we have any kind of discomfort.
Specifically, infarction is defined as «the interruption of the blood supply to the artery(ies)».» due to tissue obstruction.
It is the leading cause of death by disease among men in Spain, and one of the main reasons for women.
Covering heart attacks through insurance
Let's look at how the world of insurance can offer us solutions:
- The health insuranceThis policy puts at our disposal a wide network of specialists to whom we can turn for consultations and diagnostic tests. However, it is essential to know that this policy can only be taken out before having suffered any type of problem (if we are diagnosed with a heart problem before taking out the insurance, the insurance company will consider it a pre-existence, and will not cover anything related to this issue). As they say, they will put a «exclusion».
- The accident insuranceThe aim is to guarantee a capital sum in the event of the death or disability of the insured. In principle, a heart attack, being an illness, would not be covered. However, in the majority of companies, it is set as an optional guarantee that would cover this contingency.
- The life insuranceThis is the policy that ensures that our heirs receive money no matter what happens to us (be it accident or illness). In this way, if we die of a heart attack, our relatives will receive the capital contracted in the insurance policy.
But not only that, there is now a guarantee that allows us to receive this capital not only when we die or become invalid; if not, by the simple fact of suffering a heart attack, we would receive this insured amount. This is the guarantee of “serious diseases”.”, The use of the new technology is becoming more and more popular with our customers.
Our advice from PIB Group Iberia e Inversión
As we can see, there are several ways in which we can anticipate this situation, and insurance provides us with tailor-made policies for each client.
We understand that it can be complicated to understand all this information, as most insurances seem to cover the same thing. That is why, from our experience, we can help you free of charge to identify which policy is best suited to your circumstances.
If you want to ask us any questions you may have or, directly, we can offer you the insurance that most interests you at the best price, contact us.
