Protect Your Personal Mobility Vehicle with a Tailored Bicycle Insurance Policy
Bicycles are an excellent way to get around the city in a healthy and sustainable manner. To ensure your safety and peace of mind, it is essential to have comprehensive insurance that protects both you and your bicycle.
A bicycle insurance policy provides cover for theft, accidental damage, and personal accidents, as well as third-party liability, ensuring you are protected against any unexpected incidents.
With benefits such as repair cover, legal protection, and accident assistance, our personal mobility insurance guarantees peace of mind on every journey.
With years of expertise in bicycle insurance, we make it easy to obtain the best policies tailored to the specific needs of each urban cyclist.
We offer access to comprehensive and competitive coverage, always focused on ensuring our clients’ safety and peace of mind on every ride.
Essential Bicycle Insurance Coverages
Bicycle insurance is crucial to protect cyclists from a wide range of potential risks. These policies provide a safety net against accidents, theft, and third-party damages. The usual coverages of this insurance solution include the following items (*).
(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The definitive terms and conditions of any insurance coverage are detailed exclusively in the specific policy issued. In case of discrepancies, the conditions stipulated in the specific policy shall prevail.
Our team has extensive experience in designing tailored bicycle insurance solutions.
We understand that every cyclist has unique needs, which is why we offer customised policies that provide full protection.
Trust our expertise to ensure your safety and peace of mind on every journey.
Frequently Asked Questions About Bicycle Insurance
No. Currently, the law does not require bicycle riders to have insurance.
However, as cities evolve and alternative transport options (such as bicycles, scooters, hoverboards, and Segways) become more common, it is highly recommended to take out insurance to protect yourself against potential risks.
Your policy covers you throughout the European Union, including protection for theft, bicycle damage, personal accidents, and third-party liability claims.
Anyone over 16 years old. Simple, right?
Third-party liability insurance: Essential for all cyclists. If you cause an accident, you could face significant financial liability. If your bicycle is several years old, has a low value, is used infrequently, and/or is stored securely, this coverage alone may be sufficient.
Theft cover: Recommended if your bicycle is a key part of your daily routine, has a high value, and/or is regularly left outdoors overnight.
Accidental damage cover: Choose this cover if your bicycle is new (or in excellent condition), high-value, used frequently, and/or primarily ridden in urban areas.
Personal accident cover: Highly recommended. This cover protects you in cases of permanent disability, death, or medical expenses resulting from an accident. While not legally required for bicycles, it provides essential financial protection in case of serious injury.
Pib Group IBERIA
Protect what you value most at all times
Rely on our team for the best insurance solutions for individuals and ensure your peace of mind.
* In Madrid and Barcelona.
