There is always a lot of debate about which healthcare is better or worse, private or public. Although we understand that this is a very personal thing and being aware that we can be proud of both, There are always data that allow us to provide more objectivity to certain doubts. We will see the opinion of the officials who have to choose between one or the other, in an exclusive way.
Civil servants: better social or private security?
Indeed, there are certain public officials who, unlike the vast majority of Spaniards, have to choose whether they prefer to be in public office or not. opt for private health care or for the public health care system of the Social Security.
These public employees make up what are known as Mutual Societies, and these are 3:
- MUGEJUThe Judges shall be
- ISFASArmed Forces workers
- MUFACEcomposed of Civil Servants of the State
These people, as we have said, must choose one type of health care or another. The rest of us, on the other hand, must pay social security contributions (and, if we want to supplement this, we take out a separate health insurance policy).
Why do civil servants have private insurance?
As we pointed out at the beginning, it is not easy to be able to offer contrasted statistical data to compare the best service of one or the other. In many cases, the health insurances talk about waiting lists, freedom of choice of specialists... but this does not allow us to assess the quality of the service provided.
When we hear that 9 out of 10 people (according to UNESPA data) who, faced with a choice between one or the other, prefer private health care, it seems to us that is a fact that cannot go unnoticed.. This shows, as we said, the greater speed of diagnosis, the convenience in the choice of specialists, of the facilities themselves and being able to choose the time to visit the consultation, whether to go ourselves or our children. These are the main reasons for choosing private medicine.
Of course, for those sceptical of the quality of private hospitals, of all those who choose private healthcare, 1 in 5 has a serious illness or “high morbidity”. This is more than 6,000 euros in costs per year.
Another fact to add, as we said a few months ago, is that private health spending has broken the record, accounting for 301 Tbp3T of the total.
How much does health insurance for the self-employed cost?
The price of the health insurance for the self-employed depends on the coverage we wish to take out. If we only wish to have access to specialist consultations and diagnostic facilities, these are much cheaper than those that also cover hospitalisation and surgery.
In our case, without co-payments, we have policies that are for less than 40 euros per month with full guarantees. If you want to compare prices in different health insurance companies contact us, and enjoy our group prices, which are cheaper than those of individual contracts.
