In our Insurance Brokerage, We like to keep up to date with what's going on in the world. financial sector. Every day we advise our clients on the best possible options and, if we were not up to date, our advice would not be the best. That's why several of us are users of the Fintonic app, and we want to express what we think about it. Let's get to it.
What is Fintonic?
As they themselves define it:
Fintonic is an app that helps you organise your personal finances.
It is part of the well-known “fintech”: innovative technology companies related to the world of finance. In this case, they offer you a better control of your income and expenses, so that you can draw conclusions and make the best possible decisions in your personal or family economy.
When you start using it, you give your passwords so that Fintonic has access to your bank account information, so that they can see your credits and debits. As you will find in the opinions of users on the net, for some this is already a violation of privacy that they are not willing to allow. For others, it outweighs the advantages that we will see below:
- Know where your money is going: organise your spending by item so you know where your money is going.
- Where you can cut your spending to achieve a goal you have set yourself
- Predict your expenses for the month to help you organise yourself better
For us, in this respect, it is a top ten application.
Opinion on Fintonic's alarms and alerts
At the same time, this app is fully configurable, so you can decide if you want a push notification and/or email to alert you of the following.
This is undoubtedly one of the app's best features, as it is a very useful tool for the user:
- It warns you of the fees charged by banks and financial institutions.
- It warns you of possible duplicity in charges and receipts.
- Notifies you of loan, deposit and insurance maturities
- Even of possible hacks on your accounts (suspicious movements).
It is wonderful to be able to have these alarms completely free of charge. In this regard, user reviews of Fintonic are generally positive.
Opinion on Fintonic's marketing of financial products
This app, this business, cannot live off nothing. The way to «monetise» the activity of this company, for now, is by marketing financial products through this app. These range from mortgages, personal loans, insurance...
As far as insurance is concerned, which is what concerns us: they have opened up the service that can be likened to what we know as mediation. They offer products among several companies and give you a choice.
The truth is that the technological part is a great advantage, as everything is just a click away, and it works in a very intuitive and simple way.
Advantages of our Insurance Brokerage over Fintonic
This is the same as David versus Goliath, but we honestly think that when you can give a great service and be close to the customer, you don't have to get carried away with these changes. If you change and adapt, as we are doing, for example, by acquiring a new Brokerage management software,You are able to give the best of yourself, and customers value that. Let's see how we outperform them:
Best timetable
- Fintonic is open from 9am to 2pm and from 4pm to 7pm, except on Fridays when they are only open from 9am to 2pm.
- Our opening hours are from 8.30 am to 7 pm non-stop and on Fridays from 8.30 am to 5.30 pm.
When you need us for an urgent and important claim, we will be available to you for 14 hours a week, which is very short. In a brokerage, service and immediacy come first.
Better customer to employee ratio
According to a recent interview, his details are as follows
- Fintonic has 54 people working with around 367,000 customers who advertise their website. This is about 6,800 customers per person working. And this is one of the main disadvantages of Fintonic.
- In our brokerage we are 13 people to support just over 4,000 customers. This translates into just over 300 clients per employee.
We do the maths, in order to provide the fastest possible service to our customers.
More experience in the sector
We have been in business for more than a quarter of a century, and we know the insurance companies we work with very well, leaving only those we know we can trust in the event of a claim.
If you really want a trusted expert to manage your insurance, that's us. With exclusive dedication to the insurance sector, our day-to-day work is nothing more than improving the policies we offer our policyholders. Get in touch with us and save money on insurance.
.
