Life insurance in Zaragoza

Why take out your life insurance with us?

What do our customers think?

4.8
Based on 678 reviews
Raquel D.
3 months ago
From bad to worse. A disastrous management and a totally hopeless customer service. I had been working with them for a while and the experience so far had been good, but since they changed owners (or name), the service has fallen to absolute rock bottom. It's impossible to manage a insurance company any worse these days. The current situation is bordering on the absurd. The phone service is hopeless: you call and it feels like you are talking to a wall, because they ignore your requests and don't show any signs of life. If you ask for a quote or information about a new insurance policy, they very kindly tell you that they will look into it, but it takes an entire month (or more) and you still get the same thing, with no news or response from their part. The worst part of it all is the phone calls: they assure you over and over that they will call you back as soon as they can, but then no one ever calls you back. When you call again to see what’s going on, you get the same answer and the same pattern of excuses: the person in charge is still unavailable, or they’re on vacation, or they’re out for lunch or some other reason. It feels like there’s never anyone in charge of the business and that they’re ignoring your requests. A tremendous lack of professionalism and an absolute disregard for the customer. It has certainly been a huge disappointment and I don't plan to waste any more time or entrust my policies to them.
Cristina Alloza
3 years ago
We are delighted with Moné Insurance Brokerage. We have been working with them for half our lives and we have always received impeccable service and all our requests have been handled quickly and efficiently. In this case, many thanks to Gonzalo and Víctor for the excellent treatment they have given us.
Seriousness and effectiveness
Juncal L.
4 years ago
I searched for options online for my life insurance and they were the ones who explained the coverage to me the best and really cared about giving advice.
Pili L.
3 weeks ago
Excellent professionals and a great after-sales service after the insurance policies have been taken out.
Rocio R.
2 months ago
I had a problem with the apartment and they acted immediately. I have been with them for almost a year and I have not been disappointed in choosing them as the home insurance for my home.
maite vacas U.
8 months ago
Today I have had an accident and they have been amazing, fast and excellent treatment. Thanks to everyone for the group, especially to Juan for giving me a solution and above all peace of mind.
Esther
9 months ago
Victor is very professional, attentive and approachable. He always makes sure that everything is managed correctly.
Maria P.
2 years ago
A 10 star service, Gonzalo made the arrangements in a fast, attentive and professional way, I recommend him!
Celia Royo B.
2 years ago
If you have any claims, they worry about it until it's perfectly resolved. I only have good opinions about them. They advise you on the best insurance and investment funds.
Life insurance

Life insurance experts in Zaragoza

As insurance brokers, we have many years of experience in life insurance in Zaragoza. We analyse the products of different companies, adapting your policy to your individual and family needs. We guarantee comprehensive coverage that is synonymous with financial support and peace of mind even in the most critical moments.

Insurance protection for your loved ones

When you take out a life insurance policy, you pay an annual premium and your beneficiaries in the event of your death - or yourself in the event of disability - receive an indemnity or a monthly income. This indemnity is a guarantee of peace of mind, because it covers essential expenses for your loved ones, such as mortgages or education.

At PIB Group Iberia we recommend that you also include occupational disability to secure your future, especially if your work depends on your health. With several years of experience in life insurance, we offer you personalised solutions, guaranteeing comprehensive protection for your family.

Life insurance
Life insurance

Life insurance tailored to your needs

Life insurance allows you to ensure the financial stability of your loved ones, and at a reasonable cost. The best policies on the market, which we try to offer you at PIB Group Iberia, are flexible, and with them you can choose the coverage you really need according to your personal and professional situation.

When choosing life insurance, you should assess the solvency of each company, as this influences the speed of your payout in the event of a claim. In addition, you have to decide on the sum insured that is appropriate for your situation. At PIB Group Iberia, as your insurance broker, we do this work for you, making your decision easier.

What does life insurance cover?

Death

In the event of your death from any cause, your money will pass to your designated heirs or assigns.

Total and permanent incapacity

It covers you in the event that an illness or accident makes you unable to do any kind of work (not just your usual job). In other words, it applies when you have to retire permanently from the world of work.

Professional incapacity

If you suffer an accident or illness that prevents you from continuing your usual occupation or profession, but you are still able to carry out other work activities, the life insurance covers compensation under this scheme.

(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The final terms and conditions of any insurance cover are detailed exclusively in the specific policy issued. In the event of discrepancies, the terms and conditions stipulated in the specific policy shall prevail.

Frequently asked questions about our life insurance in Zaragoza

In many cases! For example:

  • If you have children: It is crucial to have life insurance to ensure their financial well-being in the event of your death.
  • If you are single or divorced: In case of disability, no one would be able to take care of you and your expenses would increase.
  • If you have a large estate: A life insurance policy will help you deal with Inheritance Tax, as this requires a large amount of liquidity.
  • If you have a mortgage: Life insurance can prevent you from leaving debts to your loved ones. Don't just accept the bank's offer: comparing options could result in a significant improvement.
  • If you are self-employed: Social Security benefits are often much lower than the standard of living you are used to, so life insurance can be essential.

Because if you have a large estate and you die unexpectedly, thanks to life insurance your heirs will be able to have financial stability and pay inheritance tax.

There are several types of life insurance, and when choosing one, you can adjust the guarantees according to your needs:

  • Death Life Insurance: Only covers death.
  • Death and disability life insurance: Includes cover in the event of death or disability.
  • Professional disability insurance: Protects against disability that affects your ability to work.
  • Life insurance with accident clauses: Some policies double or triple the sum insured if death or disability is the result of an accident or traffic accident.

It is important to assess your particular situation in order to choose the option that best suits your needs, something that PIB Group Iberia can do for you as an insurance broker.

This is insurance linked to a mortgage loan. There are two main types:

  • With variable capital: The insured capital decreases as the loan balance decreases.
  • With fixed capital: The insured capital remains constant, and if the loan balance decreases, the difference goes to your family members.

This type of insurance can be taken out through the bank or through an external company, where you may find more favourable conditions. At PIB Group Iberia we analyse the products of different insurance companies to find the most favourable coverage for your specific case.

Generally, insurance companies require you to answer a short questionnaire to make sure that you do not have any serious pre-existing conditions. In case any pathology is mentioned in the questionnaire, we can help you negotiate special conditions to avoid exclusion of coverage for that condition.

Other insurances that might interest you in Zaragoza

We solve all your doubts

Do you have any questions about life insurance in Zaragoza? Fill in the form and send us all your questions. The PIB Group Iberia team will answer you as soon as possible.

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