As an ebroker, PIB Group Iberia has been working hand in hand with numerous insurance companies for more than a decade. Therefore, we know the risks faced by companies like yours and we provide you with comprehensive protection coverage tailored to your corporate needs.
The civil liability insurance must protect your company against claims for damages that may be suffered by a third party. Thus, it will be the insurer who will pay compensation for the damage caused, and your company’s assets will not be affected.
As an insurance broker, PIB Group Iberia helps you choose the insurance that best suits your company from a wide range of insurance companies. We provide you with access to competitive and specialized coverages capable of covering all the protection needs of your business.
The scope of liability that can affect a company is very broad, but at PIB Group Iberia we have more than a decade of experience offering this type of policies to companies. Therefore, if you need it, we can find the appropriate insurance to cover specific issues.
We manage insurance for all types of companies: from the self-employed to large corporations. We act as an insurance broker, ensuring the continuity of your business against all possible business risks you may face.
They guarantee financial protection against claims for material or personal damages caused to third parties.
They cover the possible risks that may be suffered by the company’s employees in the performance of their duties.
They protect against claims arising from damage caused by defective products or work performed after completion.
Include legal defense and legal costs that may arise as a result of a claim.
They assume the payment of financial compensation that the company is obliged to pay for damages caused to third parties.
They guarantee assistance and support in the integral management of any claim, from the receipt of the claim until its resolution.
(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The definitive terms and conditions of any insurance coverage are detailed exclusively in the specific policy issued. In case of discrepancies, the conditions stipulated in the specific policy shall prevail.
The need to take out liability insurance depends on the sector in which each company operates. In most cases, it is a recommended option to protect the company’s assets against possible claims, although it is not always necessary. However, in certain professions such as architects, lawyers or doctors, this insurance is mandatory by law.
In any case, having a good liability insurance policy guarantees the protection of your company’s assets, ensuring its stability against possible claims that could jeopardize the continuity of the business.
Operating liability covers damages that you may accidentally cause to third parties during the development of your business activity. Here are two examples to help you understand it better:
It is important to note that, depending on the sector of activity, there are specific guarantees that adapt to the particular needs of each type of business. Thanks to our many years of experience with these policies, PIB Group Iberia knows them inside out and can help you get them.
Employer’s liability protects the company in the event of an accident at work that causes death or disability of an employee during the workday. If you have employees in your charge, it is mandatory to contract this guarantee to cover labor risks.
If your company is held liable for failing to comply with occupational safety regulations, such as occupational risk prevention, it could face court compensation, which in some cases can exceed €300,000. Business negligence is a key factor for the company to be found guilty, as determined by the court.
Product liability is aimed at companies that manufacture or market products, such as foodstuffs, tools or medicines. Its function is to cover the damages that these products may cause to users or any other affected person.
Post-work liability, on the other hand, covers damage caused after an installation, repair or other work has been carried out. For example, if a plumber installs a defective pipe and, months later, causes a flood on the floor below, or if a poorly assembled part in a machine damages a company’s stock.
Both coverages are key to guarantee the integral protection of your company against possible claims derived from defective products or work performed.
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We solve all your doubts
Do you have any questions about liability insurance in Zaragoza? Fill out the form and send us all your questions. The PIB Group Iberia team will answer you as soon as possible.
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