Seguro de vida en Sevilla

¿Por qué contratar tu seguro de vida en Sevilla con nosotros?

What do our customers think?

4.8
Based on 677 reviews
Roberto F.
4 years ago
Grandes profesionales! Siempre cuento con ellos en cualquiera de mis actividades deportivas! Muy recomendable!
Juncal L.
4 years ago
Busqué opciones online para mi seguro de vida y han sido quienes mejor me han explicado las coberturas y realmente se preocupaban por aconsejar
maite vacas U.
6 months ago
Today I have had an accident and they have been amazing, fast and excellent treatment. Thanks to everyone for the group, especially to Juan for giving me a solution and above all peace of mind.
Esther
6 months ago
Victor is very professional, attentive and approachable. He always makes sure that everything is managed correctly.
Maria P.
1 year ago
A 10 star service, Gonzalo made the arrangements in a fast, attentive and professional way, I recommend him!
Celia Royo B.
1 year ago
If you have any claims, they worry about it until it's perfectly resolved. I only have good opinions about them. They advise you on the best insurance and investment funds.
Ruth Buil Q.
1 year ago
I have been a customer of this brokerage for many years, I have car and home insurance with them, and they have always attended me correctly and with great professionalism.
Pilar Mara M.
1 year ago
A team of professionals always ready to help, a personalised and close attention. They advise in a transparent manner as well as quickly and clearly. Recommended 100%
Very good treatment, good prices and they have always responded when I have had a problem. Totally recommendable.
Pili L.
1 year ago
Excellent professionals and a great after-sales service after the insurance policies have been taken out.

Especialistas en seguros de vida en Sevilla

En PIB Group Iberia llevamos más de una década diseñando seguros de vida en Sevilla adaptados a las necesidades de nuestros clientes. Nuestra labor consiste en estudiar las ofertas de diferentes aseguradoras y explicarte cuál es la opción más adecuada para ti, aquella que te ofrece el equilibrio perfecto entre precio, coberturas y condiciones.

Encuentra un seguro de vida en Sevilla que evoluciona contigo

Los seguros de vida están pensados para proteger la estabilidad económica de tu familia ante cualquier imprevisto. Puedes elegir el Secured capital y la forma de indemnización y, en caso de fallecimiento, la póliza responderá. 

Te recomendamos incluir las Permanent disability or invalidity cover, sobre todo si eres autónomo o tu trabajo implica riesgos físicos. De este modo, si sufres un accidente y dejas de trabajar, contarás con el respaldo económico que necesites. 

Contratar un seguro de vida en Sevilla es una forma práctica de empezar a proteger a los tuyos, cubrir compromisos como una hipoteca o garantizar apoyo económico ante una posible incapacidad.

life insurance zaragoza

Diseñamos seguros de vida en Sevilla totalmente personalizados

En PIB Group Iberia sabemos que no todo el mundo tiene las mismas necesidades. Por eso lo que hacemos es calcular el capital asegurado considerando características como tus ingresos, deudas, cargas familiares y horizonte temporal. Así adaptamos la póliza a cada etapa de tu vida.

Además, revisamos tu seguro de vida en Sevilla de forma periódica para ajustarlo a cualquier cambio en tus circunstancias y asegurarnos de que solo pagas por la protección que realmente necesitas.

¿Qué cubre nuestro seguro de vida en Sevilla?

Death

En caso de fallecimiento, tus beneficiarios o herederos legales recibirán la indemnización que corresponda al capital asegurado. Así podrán asumir los gastos del hogar, préstamos, educación o incluso obligaciones fiscales derivadas de la herencia.

Total and permanent incapacity

Si una enfermedad o un accidente te impiden seguir trabajando con normalidad en cualquier empleo, recibirás una indemnización que te ayudará a mantener tu nivel de vida y afrontar tus gastos personales.

Professional incapacity

Si no puedes ejercer tu profesión habitual por enfermedad o accidente, el seguro de vida también te ofrece una indemnización por incapacidad profesional, aunque puedas realizar otros trabajos. 

(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The final terms and conditions of any insurance cover are detailed exclusively in the specific policy issued. In the event of discrepancies, the terms and conditions stipulated in the specific policy shall prevail.

Frequently asked questions about our seguros de vida en Sevilla

In many cases! For example:

  • If you have children: It is crucial to have life insurance to ensure their financial well-being in the event of your death.
  • If you are single or divorced: In case of disability, no one would be able to take care of you and your expenses would increase.
  • If you have a large estate: A life insurance policy will help you deal with Inheritance Tax, as this requires a large amount of liquidity.
  • If you have a mortgage: Life insurance can prevent you from leaving debts to your loved ones. Don't just accept the bank's offer: comparing options could result in a significant improvement.
  • If you are self-employed: Social Security benefits are often much lower than the standard of living you are used to, so life insurance can be essential.

Because if you have a large estate and you die unexpectedly, thanks to life insurance your heirs will be able to have financial stability and pay inheritance tax.

There are several types of life insurance, and when choosing one, you can adjust the guarantees according to your needs:

  • Death Life Insurance: Only covers death.
  • Death and disability life insurance: Includes cover in the event of death or disability.
  • Professional disability insurance: Protects against disability that affects your ability to work.
  • Life insurance with accident clauses: Some policies double or triple the sum insured if death or disability is the result of an accident or traffic accident.

It is important to assess your particular situation in order to choose the option that best suits your needs, something that PIB Group Iberia can do for you as an insurance broker.

This is insurance linked to a mortgage loan. There are two main types:

  • With variable capital: The insured capital decreases as the loan balance decreases.
  • With fixed capital: The insured capital remains constant, and if the loan balance decreases, the difference goes to your family members.

This type of insurance can be taken out through the bank or through an external company, where you may find more favourable conditions. At PIB Group Iberia we analyse the products of different insurance companies to find the most favourable coverage for your specific case.

Generally, insurance companies require you to answer a short questionnaire to make sure that you do not have any serious pre-existing conditions. In case any pathology is mentioned in the questionnaire, we can help you negotiate special conditions to avoid exclusion of coverage for that condition.

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We solve all your doubts

¿Necesitas más información sobre nuestros seguros de vida en Sevilla? Trasládanos todas tus dudas rellenando el formulario de abajo. Desde el equipo de PIB Group Iberia te responderemos lo antes posible para que puedas empezar a proteger a tu familia como es debido.

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