Certain issues are often problematic in insurance household. It is precisely to prevent them that we have written this post. We will see how not to have problems with issues related to the lock of our home.
Assistance services in household insurance
The insurance company provides us with a helpline“ phone number”. The essence of this service is to offer its policyholders a single telephone number where they can find the different trades that can help them with their household problems.
The vast majority of the services provided by these associations are paid for by the insurance company itself; others, on the other hand, are paid for by the client himself when not covered by the policy.
Locksmiths in home insurance
Locksmith issues such as the opening of a door, loss of keys, forcing of the door, etc. can be problematic if, instead of calling the helpline or your insurance broker, you call a private locksmith, who issues you a bill and you then want the company to pay it in full.
If you notice, we have said “may”, because if instead of doing it that way, we call that helpline, We will see what the differences are:
- The amount of this invoice, If you do it through the company, it is likely to be less than half as much to begin with. The reason is very simple: the company commissions thousands of services a year from a locksmith company so much cheaper prices are agreed.
- If covered by policy, we will not have to make any payments (even if we were later reimbursed by the company), which is always more convenient.
- We will prevent the company from making problems in the reimbursement, due to possible sub-limits that may exist in the insurance. For example: sub-limit of €100 for door opening reimbursements, when the customer submits an invoice for €200.
Do not hesitate to call the intermediary of your policy or, if it is at the weekend, the company's helpline, whenever you have a problem with your door.
The handyman service
In relation to everything the company offers us through its assistance services, we find «the handyman», also known as «DIY service».
Although home insurance does not serve as home maintenance, but is used for specific incidents, it is true that the companies have wanted to give it a more specific purpose. added value. In this sense, we can use this handyman service to: assemble simple furniture, hang pictures or curtains, change door handles...
In addition, we believe that it is always good advice to save the helpline number on your mobile phone of our insurance company.
If you want us to manage your policies to avoid problems of this kind, call us or consult us. Put yourself in good hands.
