An insurance brokerage is characterised by its independence, This means that it is not linked to any insurance company. This allows it to guarantee the objectivity of its proposals and the best value for money possible. Today we will look at all the advantages of having insurance in one Experienced brokerage.
Differences between brokerages and other insurance providers
Independence is a differentiating factor compared to exclusive agencies and exclusive bancassurance operators who, simply because of their dependence on the company, only have one product to offer. As a result, they lack that “objective analysis”.” that the brokerage company carries out for its policyholders. This analysis consists of the brokerage's obligation to study a policy in several companies.
The same is true when contracting directly with insurance companies: they just offer you their product and no one helps you to defend your rights in the event of a claim.
In this entry, we talked about the differences between contracting our insurance with a broker or underwrite them with banks.
In addition, there are requirements for training imposed by the Insurance Mediation Act on brokerages and their employees. These training hours are longer than those of other providers, so their expertise is usually better.
Economic advantages of dealing with a brokerage
Not only do we find a wider range of companies to access and a better knowledge of the sector. At the same time, the price offered by the insurance brokerage is better than what could be achieved by going directly to the insurance companies.
The reason is simple: By selling a high volume of policies, the company enables these brokers to give commercial discounts. These can be as high as 50% in some cases. We talk about: life insurance, community insurance, home insurance,...
Defence of the insured's rights against the insurer
But, primarily, what a brokerage firm should offer is a good after-sales service.
When it comes to the production of a loss, is when the hiring of a new company is really appreciated. guarantee policy, The client's trust in the brokerage firm must be asserted.
For this reason, we have a professional and qualified claims department. With it, we try to offer the peace of mind that your claim will be well managed, quickly and efficiently.
Is this possible in a policy taken out directly with a company or with an online company? The truth is that it is more difficult, as they are the ones who will have to pay for the claim out of their own pocket...
Our job is to ensure that what is stated in the policy is respected and that they cannot exclude a claim unjustifiably. Likewise, we ensure that not a single euro is paid less than what the client should receive.
Contact us and check these advantages both in price and service. You will find the best insurance with a great service. We always focus on our customer.
