- The pedrisco accounts for 39% of the agricultural accidents managed by PIB Group Iberia, a pattern that coincides with the national data from Agroseguro, where it was also the risk with the highest economic impact in 2025.
- Capital insured in Spain reaches 19,332 million euros in 2025, a historical maximum that represents an increase of 6.38% compared to 2024.
- Public support for agricultural insurance grows to 315 million euros in the 46th Agricultural Insurance Plan (+10.7% compared to 2024), reinforcing its role as a guarantee of the future for the sector
October 8, 2026.- Spain has experienced a year marked, once again, by climatic volatility, with Extreme weather phenomena that have become the the main risk factor for the country's agricultural and livestock farms. In the face of this scenario, the agricultural insurance sector confirms both its growing relevance and the patterns of accidents that explain it.
PIB Group Iberia, Bróker de seguros especializado, has analyzed its agricultural portfolio for the period 2022-2025 and confirms that the pedrisco It is, by far, the main risk of the sector: it accounts for 39% of the claims handled by the insurance company, followed by freezing (15%), the improperly fitted (12%), the wind (11%) and the persistent rain (8%). This distribution coincides with the photograph that Agroseguro draws at a national level, where the pedrisco was also the risk with the highest economic impact in 2025, with compensations exceeding 455 million euros, More than 500 million if we add the rains and floods.
“This coincidence between our daily experience in disaster management and the market photography allows us to better anticipate risk and adjust coverage to the reality of each farm, not just the average of the sector,”, points out Josep Antoni Romia, Director of the Agricultural Insurance Unit at PIB Group Iberia.
The growth in claims is accompanied by a growing market. According to the latest data from Agroseguro, the insured capital in Spain reached 19,332 million euros in 2025, a historical maximum that represents an increase of 6.38% compared to 2024, when 374,000 policies were contracted throughout the national system. Premiums also reflect this trend, with 1,029 million euros in 2025 compared to 1,021 million the previous year, while national claims increased from 712 to 804 million euros, an increase of 15%.
Public support for the system has accompanied this growth: the 46th Agricultural Insurance Plan includes a state contribution of 315 million euros in 2025, 10.7% more than in 2024 and 50% more than in 2020, with differentiated conditions for young farmers, sector professionals and priority farms.
Agricultural insurance, a guarantee for the future of the sector
The Professionalization of the Spanish field y The increase in investment Explaining why agricultural insurance has ceased to be an option and has become a strategic element for business continuityrial, they explain that in a context of greater frequency and intensity of adverse weather phenomena, the correct management of risk is now essential to ensure the economic stability and resilience of the Spanish agri-food sector.
«The specialized farmer no longer can limit himself to managing policies: he has to accompany the farmer in the decision-making process, from exposure analysis to the moment of the incident. In a context of greater climatic volatility and increasingly high investments per farm operation, that technical support is what makes the difference between a protected farm and an exposed one,”, adds Josep Antoni Romia.
GDP Group Iberia, a strategic partner in the agri-food sector
With a portfolio specializing in high-value-added productions (fruit, citrus and wine grapes, among others) and a presence in the country’s main production areas (Catalonia, Valencia Region, Andalusia, Murcia, Galicia and Castilla-La Mancha), PIB Group Iberia positions itself as Technical advisor in agroinsurance for farmers, cooperatives, SATs, OPFHs and agrofood companies, Accompanying them throughout the risk cycle.
The brokerage company performs an exposure analysis by evaluating the technical risks specific to each farm, it carries out an Review of modules and capitals To adapt the coverage to the current productive and economic reality, it performs a Follow-up of recruitment calendars to optimize the timeframes per crop, and offers Accompanying in the management of accidents, With technical support for the farmer from the declaration to the compensation.
About PIB Group
PIB Group Iberia is an independent, dynamic and diversified insurance broker. Established in 2015, since then PIB Group Iberia has grown rapidly through acquisitions, both organically and by recruiting top professionals with extensive knowledge and experience in the insurance market.
PIB Group offers a wide range of equipment, products and specialised services and is present in the UK, Ireland, Spain, Portugal, Germany, Italy, Poland, the Netherlands, Denmark, Romania, France and Israel. In these countries, it already has more than EUR 6 billion in premiums under management and more than 4,000 employees.
