We have a proven track record in the insurance sector, as well as belonging to a major international group. Thanks to this, we have in-depth knowledge of the market and can help you find the health insurance in Bilbao that best suits your needs or those of your family. Because your wellbeing and quality of life are non-negotiable.
With our health insurance in Bilbao you will be able to access everything you need without the long waitsmedical consultations, emergencies, diagnostic tests, treatments and much more. In addition, you will have the freedom to choose from a wide medical directory featuring leading hospitals, clinics and specialists.
You choose the cover that best suits you; we take care of providing you with friendly, professional advice so you can take out the ideal policy.
At PIB Group Iberia we offer health insurance in Bilbao designed for individuals, families and the self-employed. We have policies with and without copayment, national and international cover and access to a comprehensive medical directory with leading clinics, hospitals and specialists in the city.
Our objective? For you to enjoy the peace of mind of having quality healthcare, as swift as it is effective. We support you every step of the way with the administration of your insurance so that you always have the backing you need.
Access general practitioner, paediatrics and medical specialist consultations quickly, avoiding long waiting lists and receiving care when you really need it.
Includes cover for hospitalisation and surgery following illness or accidents, in top-tier hospitals and medical centres in Bilbao.
You can also enjoy outpatient medical services, such as rehabilitation, physiotherapy, medical treatments or infiltrations, always with specialist professionals.
You have prompt care for any emergency, both at approved centres and in your own home, as well as an ambulance service when necessary.
If you travel abroad, you have access to medical cover and reimbursement of expenses in prestigious international hospitals and centres.
It includes services focused on comprehensive healthcare, such as medical check-ups, nutritional monitoring and prevention programmes to encourage healthy habits.
Medical assistance outside Spain, ensuring healthcare even during travel or temporary stays abroad.
They cover regular check-ups, prevention programmes and medical advice to look after your health comprehensively.
(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The final terms and conditions of any insurance cover are detailed exclusively in the specific policy issued. In the event of discrepancies, the terms and conditions stipulated in the specific policy shall prevail.
To take out health insurance, the insurer will ask you to complete a health questionnaire. Based on your answers, they will assess the risk and offer you personalised conditions for your policy.
If you already have an illness before you take out insurance, the insurer will assess it specifically. They may ask for medical reports and decide whether to cover or exclude it. On the other hand, if the illness appears once the insurance has been taken out, it should be covered.
Normally you must go to doctors and centres approved by your insurer. For some tests or operations, prior authorisation may be required, which you arrange directly with the company.
A waiting period is an initial period during which you cannot use certain coverages of your health insurance. However, at PIB Group Iberia we also work with group policies with no waiting periods or special periods without them, allowing you to use them fully from day one, except in the case of pregnancy.
You should always look for a policy that meets your real needs. Evaluate coverage, gaps, medical insurance and, above all, how the price will evolve in the coming years. Sometimes cheap can be expensive, that's why having professional help like the one we offer you at PIB Group Iberia can be key.
It is common for premiums to rise over time, but not all premiums rise equally. Group insurance tends to have more moderate increases. For example, after childbirth, an increase may be 40% for an individual policy, compared to 3-6% for a group policy.
In addition, prices, coverage, conditions and the quality of the medical team can vary greatly between insurers. For this reason, it is important to seek the advice of a professional to help you make the right choice, as in our case.
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