Life insurance in Seville

Why hire your life insurance in Seville with us?

Finding life insurance in Seville with extensive coverage and at a good price requires professional experience and a deep understanding of the insurance market. That is exactly what we offer at PIB Group Iberia: as specialists in the sector, we analyze the available offerings and design a policy tailored to you and your budget.
Thus, in the event of death or permanent disability, your children, parents, and loved ones will be completely protected. They will be able to maintain their quality of life, study, handle a mortgage, or cover their regular expenses even if you are not or cannot work as before.
Our advice is close and honest, and completely independent. From the moment you sign up for your insurance to managing a claim, we support you throughout the entire process as expert mediators, so that you never have to be alone.

What do our customers think?

4.8

Based on 678 reviews

review us on

Raquel D.

2 months ago

From bad to worse. A disastrous management and a totally hopeless customer service. I had been working with them for a while and the experience so far had been good, but since they changed owners (or name), the service has fallen to absolute rock bottom. It's impossible to manage a insurance company any worse these days. The current situation is bordering on the absurd. The phone service is hopeless: you call and it feels like you are talking to a wall, because they ignore your requests and don't show any signs of life. If you ask for a quote or information about a new insurance policy, they very kindly tell you that they will look into it, but it takes an entire month (or more) and you still get the same thing, with no news or response from their part. The worst part of it all is the phone calls: they assure you over and over that they will call you back as soon as they can, but then no one ever calls you back. When you call again to see what’s going on, you get the same answer and the same pattern of excuses: the person in charge is still unavailable, or they’re on vacation, or they’re out for lunch or some other reason. It feels like there’s never anyone in charge of the business and that they’re ignoring your requests. A tremendous lack of professionalism and an absolute disregard for the customer. It has certainly been a huge disappointment and I don't plan to waste any more time or entrust my policies to them.

Cristina Alloza

3 years ago

We are delighted with Moné Insurance Brokerage. We have been working with them for half our lives and we have always received impeccable service and all our requests have been handled quickly and efficiently. In this case, many thanks to Gonzalo and Víctor for the excellent treatment they have given us.

veronica santos suarez lizarriturri

4 years ago

Seriousness and effectiveness

Juncal L.

4 years ago

I searched for options online for my life insurance and they were the ones who explained the coverage to me the best and really cared about giving advice.

Pili L.

2 weeks ago

Excellent professionals and a great after-sales service after the insurance policies have been taken out.

Rocio R.

2 months ago

I had a problem with the apartment and they acted immediately. I have been with them for almost a year and I have not been disappointed in choosing them as the home insurance for my home.

maite vacas U.

8 months ago

Today I have had an accident and they have been amazing, fast and excellent treatment. Thanks to everyone for the group, especially to Juan for giving me a solution and above all peace of mind.

Esther

9 months ago

Victor is very professional, attentive and approachable. He always makes sure that everything is managed correctly.

Maria P.

2 years ago

A 10 star service, Gonzalo made the arrangements in a fast, attentive and professional way, I recommend him!

Celia Royo B.

2 years ago

If you have any claims, they worry about it until it's perfectly resolved. I only have good opinions about them. They advise you on the best insurance and investment funds.

Life insurance specialists in Seville

At PIB Group Iberia we have been designing for over a decade. life insurance in Seville adapted to the needs of our clients. Our job is to study the offers from different insurers and explain to you which option is the most suitable for you, the one that offers the perfect balance between price, coverage and conditions.

Find life insurance in Seville that evolves with you

Life insurance is designed to protect your family's financial stability against any unforeseen event. You can choose the Secured capital and the form of compensation and, in the event of death, the policy will cover it.

We recommend that you include the Permanent disability or invalidity cover, Especially if you are self-employed or your work involves physical risks. In this way, if you suffer an accident and stop working, you will have the financial support you need.

Getting life insurance in Seville is a practical way to start protecting your loved ones, cover commitments like a mortgage, or ensure financial support in the event of potential disability.

We design completely personalized life insurance in Seville

At PIB Group Iberia we know that not everyone has the same needs. That’s why what we do is calculate the insured capital taking into account characteristics such as yours. Income, debts, family responsibilities and time horizon. This way we adapt the policy to each stage of your life.

In addition, we periodically review your life insurance in Seville to adjust it to any changes in your circumstances and ensure that you only pay for the protection you really need.

What does our life insurance cover in Seville?

Death

In the event of death, your beneficiaries or legal heirs will receive the compensation corresponding to the insured capital. This will allow them to cover household expenses, loans, education, or even tax obligations arising from the inheritance.

Total and permanent incapacity

If an illness or accident prevents you from continuing to work normally in any employment, you will receive compensation that will help you maintain your standard of living and meet your personal expenses.

Professional incapacity

If you cannot practice your usual profession due to illness or accident, life insurance also offers you compensation for professional disability, even if you can perform other jobs.

(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The final terms and conditions of any insurance cover are detailed exclusively in the specific policy issued. In the event of discrepancies, the terms and conditions stipulated in the specific policy shall prevail.

Frequently asked questions about our life insurance in Seville

When is it important to have life insurance?

In many cases! For example:

If you have children: It is crucial to have life insurance to ensure their financial well-being in the event of your death.
If you are single or divorced: In case of disability, no one would be able to take care of you and your expenses would increase.
If you have a large estate: A life insurance policy will help you deal with Inheritance Tax, as this requires a large amount of liquidity.
If you have a mortgage: Life insurance can prevent you from leaving debts to your loved ones. Don't just accept the bank's offer: comparing options could result in a significant improvement.
If you are self-employed: Social Security benefits are often much lower than the standard of living you are used to, so life insurance can be essential.

Why take out life insurance?

Because if you have a large estate and you die unexpectedly, thanks to life insurance your heirs will be able to have financial stability and pay inheritance tax.

What types of life insurance are there?

There are several types of life insurance, and when choosing one, you can adjust the guarantees according to your needs:

Death Life Insurance: Only covers death.
Death and disability life insurance: Includes cover in the event of death or disability.
Professional disability insurance: Protects against disability that affects your ability to work.
Life insurance with accident clauses: Some policies double or triple the sum insured if death or disability is the result of an accident or traffic accident.

It is important to assess your particular situation in order to choose the option that best suits your needs, something that PIB Group Iberia can do for you as an insurance broker.

What is mortgage life insurance?

This is insurance linked to a mortgage loan. There are two main types:

With variable capital: The insured capital decreases as the loan balance decreases.
With fixed capital: The insured capital remains constant, and if the loan balance decreases, the difference goes to your family members.

This type of insurance can be taken out through the bank or through an external company, where you may find more favourable conditions. At PIB Group Iberia we analyse the products of different insurance companies to find the most favourable coverage for your specific case.

How to take out life insurance?

Generally, insurance companies require you to answer a short questionnaire to make sure that you do not have any serious pre-existing conditions. In case any pathology is mentioned in the questionnaire, we can help you negotiate special conditions to avoid exclusion of coverage for that condition.