Life insurance in Seville

Why take out your life insurance in Seville with us?

What do our customers think?

4.9
Based on 676 reviews
maite vacas U.
4 months ago
Today I have had an accident and they have been amazing, fast and excellent treatment. Thanks to everyone for the group, especially to Juan for giving me a solution and above all peace of mind.
Esther
4 months ago
Victor is very professional, attentive and approachable. He always makes sure that everything is managed correctly.
Maria P.
1 year ago
A 10 star service, Gonzalo made the arrangements in a fast, attentive and professional way, I recommend him!
Celia Royo B.
1 year ago
If you have any claims, they worry about it until it's perfectly resolved. I only have good opinions about them. They advise you on the best insurance and investment funds.
Ruth Buil Q.
1 year ago
I have been a customer of this brokerage for many years, I have car and home insurance with them, and they have always attended me correctly and with great professionalism.
Pilar Mara M.
1 year ago
A team of professionals always ready to help, a personalised and close attention. They advise in a transparent manner as well as quickly and clearly. Recommended 100%
Very good treatment, good prices and they have always responded when I have had a problem. Totally recommendable.
Pili L.
1 year ago
Excellent professionals and a great after-sales service after the insurance policies have been taken out.
SOFIA M.
1 year ago
Very resolute and good treatment. They have managed my claim quickly and well.
sara panades A.
1 year ago
Unbeatable treatment. Fast, efficient and quality service. The best brokerage without hesitation.

Life insurance specialists in Seville

At PIB Group Iberia, we have been designing for over a decade Life insurance in Seville tailored to our clients' needs.. Our work involves studying the offers from different insurance providers and explaining which option is most suitable for you, the one that offers you the perfect balance of price, coverage, and conditions.

Find a life insurance in Seville that evolves with you

Life insurance is designed to protect your family's financial stability in the event of unforeseen circumstances. You can choose Ensured capital and the form of compensation and, in case of death, the policy will respond. 

We recommend including the Permanent disability or invalidity cover, especially if you are self-employed or your job involves physical risks. This way, if you have an accident and stop working, you will have the financial support you need. 

Taking out life insurance in Seville is a practical way to start protecting your loved ones, cover commitments such as a mortgage, or guarantee financial support in the event of incapacitation.

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We design fully personalised life insurance in Seville

At PIB Group Iberia, we know that not everyone has the same needs. That's why we calculate the insured capital considering characteristics such as your Income, debts, family dependants and time horizon. This is how we adapt the policy to each stage of your life.

Furthermore, we periodically review your life insurance in Seville to adjust it to any changes in your circumstances and ensure you only pay for the protection you really need.

What does our life insurance in Seville cover?

Death

In the event of death, your beneficiaries or legal heirs will receive the compensation corresponding to the insured capital. This will allow them to cover household expenses, loans, education, or even tax obligations arising from the inheritance.

Total and permanent incapacity

If an illness or accident prevents you from working normally in any employment, you will receive compensation that will help you maintain your standard of living and cover your personal expenses.

Professional incapacity

If you are unable to perform your usual profession due to illness or accident, life insurance also offers compensation for occupational disability, even if you can do other work. 

(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The final terms and conditions of any insurance cover are detailed exclusively in the specific policy issued. In the event of discrepancies, the terms and conditions stipulated in the specific policy shall prevail.

Frequently asked questions about our Life insurance in Seville

In many cases! For example:

  • If you have children: It is crucial to have life insurance to ensure their financial well-being in the event of your death.
  • If you are single or divorced: In case of disability, no one would be able to take care of you and your expenses would increase.
  • If you have a large estate: A life insurance policy will help you deal with Inheritance Tax, as this requires a large amount of liquidity.
  • If you have a mortgage: Life insurance can prevent you from leaving debts to your loved ones. Don't just accept the bank's offer: comparing options could result in a significant improvement.
  • If you are self-employed: Social Security benefits are often much lower than the standard of living you are used to, so life insurance can be essential.

Because if you have a large estate and you die unexpectedly, thanks to life insurance your heirs will be able to have financial stability and pay inheritance tax.

There are several types of life insurance, and when choosing one, you can adjust the guarantees according to your needs:

  • Death Life Insurance: Only covers death.
  • Death and disability life insurance: Includes cover in the event of death or disability.
  • Professional disability insurance: Protects against disability that affects your ability to work.
  • Life insurance with accident clauses: Some policies double or triple the sum insured if death or disability is the result of an accident or traffic accident.

It is important to assess your particular situation in order to choose the option that best suits your needs, something that PIB Group Iberia can do for you as an insurance broker.

This is insurance linked to a mortgage loan. There are two main types:

  • With variable capital: The insured capital decreases as the loan balance decreases.
  • With fixed capital: The insured capital remains constant, and if the loan balance decreases, the difference goes to your family members.

This type of insurance can be taken out through the bank or through an external company, where you may find more favourable conditions. At PIB Group Iberia we analyse the products of different insurance companies to find the most favourable coverage for your specific case.

Generally, insurance companies require you to answer a short questionnaire to make sure that you do not have any serious pre-existing conditions. In case any pathology is mentioned in the questionnaire, we can help you negotiate special conditions to avoid exclusion of coverage for that condition.

Other insurance policies that might interest you in Seville

We solve all your doubts

Do you need more information about our life insurance policies in Seville? Send us all your questions by filling out the form below. The PIB Group Iberia team will respond as soon as possible so you can start properly protecting your family.