At PIB Group Iberia we work with numerous companies and have vast experience in this type of policy. As insurance brokers, we will find the best community insurance in Zaragoza to provide you with the fastest and most effective response possible to any eventuality.
Community insurance policies seek to guarantee a better coexistence between neighbours in the building, by solving incidents that may arise and affect the insured community, such as a water leak or damage to key infrastructures. Thus, these policies avoid unforeseen financial burdens for residents.
They are essential to protect the interests of the owners against possible accidents in common areas requiring urgent repairs. Although all community insurance policies may seem similar, it is the small details that determine the robustness of their coverage in the event of a claim (deductibles, coverage for blockages, leaks, sub-limits...).
At PIB Group Iberia we analyse in detail the coverages of the different community insurances on the market to provide you with a solution that adapts to your requirements. We work with highly specialised insurance companies that are significantly improving policies that have been in force for years.
With our personalised service, we can find a community insurance in Zaragoza that guarantees you peace of mind and property security and a good back-up against unforeseen events and damage that may occur to both the building and its communal areas (sometimes even private areas).
Problems in the building
From water damage - leaks, clogged pipes or water leaks - to fire, explosion, smoke damage, glass breakage and atmospheric phenomena.
Damage to third parties
It includes coverage for a loss affecting neighbours, co-owners and third parties because they have suffered damage caused by any of the building's installations.
Community-based
Theft and vandalism, temporary re-housing, assistance to community or employee accidents if the building has any, and even claims for non-payment of fees.
(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The final terms and conditions of any insurance cover are detailed exclusively in the specific policy issued. In the event of discrepancies, the terms and conditions stipulated in the specific policy shall prevail.
A community of owners is constantly exposed to possible unforeseen events that may affect its stability. Having a specific insurance for the community allows:
No, there are important differences between companies and policies. Some insurances:
In fact, at PIB Group Iberia we have managed to achieve insurance policies with a 40% saving and better coverage than the previous ones, simply by updating policies that were outdated both in terms of price and guarantees.
This calculation is made by the insurer itself on the basis of several factors:
Based on these data, the insurer applies its own internal scales to set the sum insured. It is not something that the community has to calculate on its own.
Yes, but with nuances. The insurance covers weather damage if it can be proven that certain intensity thresholds have been exceeded.
Our experts help you to gather the necessary evidence (AEMET reports, news...) to justify that the damage was the result of a severe weather event.
When an incident occurs, it is essential to identify who or what caused it. If the origin is in a common element, such as a downspout, the community insurance should take care of it, provided that the unblocking is included in the policy.
However, many older policies do not include this type of cover, so it is important to check what guarantees you have taken out. Remember that at PIB Group Iberia we are at your disposal to provide you with advice.
We solve all your doubts
Do you have any questions about motorbike insurance in Zaragoza? Fill in the form and let us know all your doubts. The PIB Group Iberia team will respond to your query as soon as possible.
