Life insurance in Bilbao

Why take out your life insurance in Bilbao with us?

What do our customers think?

4.9
Based on 676 reviews
maite vacas U.
4 months ago
Today I have had an accident and they have been amazing, fast and excellent treatment. Thanks to everyone for the group, especially to Juan for giving me a solution and above all peace of mind.
Esther
4 months ago
Victor is very professional, attentive and approachable. He always makes sure that everything is managed correctly.
Maria P.
1 year ago
A 10 star service, Gonzalo made the arrangements in a fast, attentive and professional way, I recommend him!
Celia Royo B.
1 year ago
If you have any claims, they worry about it until it's perfectly resolved. I only have good opinions about them. They advise you on the best insurance and investment funds.
Ruth Buil Q.
1 year ago
I have been a customer of this brokerage for many years, I have car and home insurance with them, and they have always attended me correctly and with great professionalism.
Pilar Mara M.
1 year ago
A team of professionals always ready to help, a personalised and close attention. They advise in a transparent manner as well as quickly and clearly. Recommended 100%
Very good treatment, good prices and they have always responded when I have had a problem. Totally recommendable.
Pili L.
1 year ago
Excellent professionals and a great after-sales service after the insurance policies have been taken out.
SOFIA M.
1 year ago
Very resolute and good treatment. They have managed my claim quickly and well.
sara panades A.
1 year ago
Unbeatable treatment. Fast, efficient and quality service. The best brokerage without hesitation.

Life insurance specialists in Bilbao

At PIB Group Iberia, we have over ten years of experience offering Life insurance in Bilbao tailored to each profile and need. We analyse the proposals from different insurance companies and help you choose the option that best suits you, with maximum savings and the best possible conditions.

Life insurance in Bilbao designed for every stage of your life

There are times in life when having extra protection makes all the difference. Life insurance guarantees your family's peace of mind when they need it most, allowing you to tailor the coverage and insured capital to your personal situation.

In addition to death in service cover, it is important to consider options such as Invalidity or permanent disability, especially for the self-employed or workers whose activity involves a certain physical risk. Thus, in the event of an accident or a situation that prevents you from continuing to work, you will have financial support.

Taking out life insurance in Bilbao is a useful decision to protect those who depend on you, cover responsibilities such as loans or mortgages, and ensure financial stability in the face of any unexpected circumstances.

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We create insurance solutions tailored to your life in Bilbao

At PIB Group Iberia, we understand that everyone experiences different circumstances and requires a specific level of protection. That's why we analyse aspects such as your Income, financial responsibilities, family situation, and long-term goals to define the ideal insured capital for your stage of life.

We also periodically review your life insurance in Bilbao to adapt it to potential personal or professional changes. This way, we guarantee that your policy continues to meet your actual needs at each stage, preventing you from paying a higher premium for unnecessary cover.

What does our life insurance cover in Bilbao?

Death

If the insured person passes away, the designated beneficiaries will receive the financial compensation established in the policy. This capital will allow them to cover everyday expenses, mortgages, studies, or costs related to inheritance tax with greater peace of mind.

Total and permanent incapacity

In the event that a serious illness or accident permanently prevents you from carrying out any work activity, you will receive a financial compensation to help you maintain financial stability and cover your daily needs.

Professional incapacity

If an illness or accident prevents you from continuing in your usual profession, life insurance includes specific cover for professional disability, even if you are able to take up a different line of work.

(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The final terms and conditions of any insurance cover are detailed exclusively in the specific policy issued. In the event of discrepancies, the terms and conditions stipulated in the specific policy shall prevail.

Frequently asked questions about our Life insurance in Bilbao

In many cases! For example:

  • If you have children: It is crucial to have life insurance to ensure their financial well-being in the event of your death.
  • If you are single or divorced: In case of disability, no one would be able to take care of you and your expenses would increase.
  • If you have a large estate: A life insurance policy will help you deal with Inheritance Tax, as this requires a large amount of liquidity.
  • If you have a mortgage: Life insurance can prevent you from leaving debts to your loved ones. Don't just accept the bank's offer: comparing options could result in a significant improvement.
  • If you are self-employed: Social Security benefits are often much lower than the standard of living you are used to, so life insurance can be essential.

Because if you have a large estate and you die unexpectedly, thanks to life insurance your heirs will be able to have financial stability and pay inheritance tax.

There are several types of life insurance, and when choosing one, you can adjust the guarantees according to your needs:

  • Death Life Insurance: Only covers death.
  • Death and disability life insurance: Includes cover in the event of death or disability.
  • Professional disability insurance: Protects against disability that affects your ability to work.
  • Life insurance with accident clauses: Some policies double or triple the sum insured if death or disability is the result of an accident or traffic accident.

It is important to assess your particular situation in order to choose the option that best suits your needs, something that PIB Group Iberia can do for you as an insurance broker.

This is insurance linked to a mortgage loan. There are two main types:

  • With variable capital: The insured capital decreases as the loan balance decreases.
  • With fixed capital: The insured capital remains constant, and if the loan balance decreases, the difference goes to your family members.

This type of insurance can be taken out through the bank or through an external company, where you may find more favourable conditions. At PIB Group Iberia we analyse the products of different insurance companies to find the most favourable coverage for your specific case.

Generally, insurance companies require you to answer a short questionnaire to make sure that you do not have any serious pre-existing conditions. In case any pathology is mentioned in the questionnaire, we can help you negotiate special conditions to avoid exclusion of coverage for that condition.

Other insurance policies you might be interested in in Bilbao

We solve all your doubts

Would you like to know more about our life insurance in Bilbao? You can send us your queries using the form below. 

From the PIB Group Iberia team, we will contact you as soon as possible to help you find the best way to protect your family's well-being and peace of mind.