Life insurance in Bilbao

Why choose to take out your life insurance in Bilbao with us?

Finding life insurance in Bilbao that offers good coverage and competitive prices is not easy without the support of experienced professionals. At PIB Group Iberia, we make that available to you: we study the various options on the market and help you find a customized policy based on your needs and budget.
In this way, if a death or permanent disability occurs, your family will have protection. Your children, parents, or close relatives will be able to maintain their standard of living, continue their studies, make mortgage payments or meet their daily expenses, even if you are no longer able to work or no longer live with them.
We offer a transparent, personal, and completely independent service. From the moment you choose your insurance to any subsequent procedures or claims, we are by your side to ensure that you always have the support of specialized mediators.

What do our customers think?

4.8

Based on 678 reviews

review us on

Raquel D.

3 months ago

From bad to worse. A disastrous management and a totally hopeless customer service. I had been working with them for a while and the experience so far had been good, but since they changed owners (or name), the service has fallen to absolute rock bottom. It's impossible to manage a insurance company any worse these days. The current situation is bordering on the absurd. The phone service is hopeless: you call and it feels like you are talking to a wall, because they ignore your requests and don't show any signs of life. If you ask for a quote or information about a new insurance policy, they very kindly tell you that they will look into it, but it takes an entire month (or more) and you still get the same thing, with no news or response from their part. The worst part of it all is the phone calls: they assure you over and over that they will call you back as soon as they can, but then no one ever calls you back. When you call again to see what’s going on, you get the same answer and the same pattern of excuses: the person in charge is still unavailable, or they’re on vacation, or they’re out for lunch or some other reason. It feels like there’s never anyone in charge of the business and that they’re ignoring your requests. A tremendous lack of professionalism and an absolute disregard for the customer. It has certainly been a huge disappointment and I don't plan to waste any more time or entrust my policies to them.

Cristina Alloza

3 years ago

We are delighted with Moné Insurance Brokerage. We have been working with them for half our lives and we have always received impeccable service and all our requests have been handled quickly and efficiently. In this case, many thanks to Gonzalo and Víctor for the excellent treatment they have given us.

veronica santos suarez lizarriturri

4 years ago

Seriousness and effectiveness

Juncal L.

4 years ago

I searched for options online for my life insurance and they were the ones who explained the coverage to me the best and really cared about giving advice.

Pili L.

1 month ago

Excellent professionals and a great after-sales service after the insurance policies have been taken out.

Rocio R.

2 months ago

I had a problem with the apartment and they acted immediately. I have been with them for almost a year and I have not been disappointed in choosing them as the home insurance for my home.

maite vacas U.

9 months ago

Today I have had an accident and they have been amazing, fast and excellent treatment. Thanks to everyone for the group, especially to Juan for giving me a solution and above all peace of mind.

Esther

9 months ago

Victor is very professional, attentive and approachable. He always makes sure that everything is managed correctly.

Maria P.

2 years ago

A 10 star service, Gonzalo made the arrangements in a fast, attentive and professional way, I recommend him!

Celia Royo B.

2 years ago

If you have any claims, they worry about it until it's perfectly resolved. I only have good opinions about them. They advise you on the best insurance and investment funds.

Life insurance specialists in Bilbao

At PIB Group Iberia we have more than ten years of experience offering Life insurance in Bilbao tailored to each profile and need. We analyze the proposals of different insurance companies and help you choose the alternative that best suits you, with maximum savings and the best possible conditions.

Life insurance in Bilbao designed for every stage of your life

There are moments in life when having extra protection makes a difference. Life insurance guarantees the peace of mind of your family when they need it most, allowing you to tailor the coverage and the sum insured to your personal situation.

In addition to coverage for death, it is important to consider options such as Invalidity or permanent incapacity, Especially for self-employed individuals or workers whose activity involves a certain physical risk. Thus, in the event of an accident or a situation that prevents you from continuing working, you will have financial support.

Taking out life insurance in Bilbao is a useful decision to protect those who depend on you, cope with responsibilities such as loans or mortgages, and ensure financial stability in the face of any unexpected circumstances.

We create insurance solutions tailored to your life in Bilbao

At PIB Group Iberia we understand that each person goes through different circumstances and needs a specific level of protection. That is why we analyze aspects such as your income, economic responsibilities, family situation and long-term goals to define the appropriate insured capital for your life stage.

We also carry out regular follow-up of your life insurance in Bilbao to adapt it to possible personal or professional changes. In this way, we ensure that your policy continues to meet your real needs at each stage, preventing you from paying a higher premium for unnecessary coverage.

What does our life insurance cover in Bilbao?

Death

If the insured person passes away, the designated beneficiaries will receive the financial compensation set forth in the policy. This capital will allow them to face daily payments, mortgages, studies, or expenses related to inheritance taxation with greater peace of mind.

Absolute and permanent disability

In the event that a serious illness or accident prevents you from engaging in any work activity permanently, you will receive financial compensation to help you maintain financial stability and meet your daily needs.

Professional incapacity

If an illness or accident prevents you from continuing to practice your usual profession, life insurance provides specific coverage for professional disability, even if you can pursue another different type of employment.

(*) The information contained in this page is for information purposes only and does not constitute a binding offer. The final terms and conditions of any insurance cover are detailed exclusively in the specific policy issued. In the event of discrepancies, the terms and conditions stipulated in the specific policy shall prevail.

Frequently asked questions about our life insurance in Bilbao

When is it important to have life insurance?

In many cases! For example:

If you have children: It is crucial to have life insurance to ensure their financial well-being in the event of your death.
If you are single or divorced: In case of disability, no one would be able to take care of you and your expenses would increase.
If you have a large estate: A life insurance policy will help you deal with Inheritance Tax, as this requires a large amount of liquidity.
If you have a mortgage: Life insurance can prevent you from leaving debts to your loved ones. Don't just accept the bank's offer: comparing options could result in a significant improvement.
If you are self-employed: Social Security benefits are often much lower than the standard of living you are used to, so life insurance can be essential.

Why take out life insurance?

Because if you have a large estate and you die unexpectedly, thanks to life insurance your heirs will be able to have financial stability and pay inheritance tax.

What types of life insurance are there?

There are several types of life insurance, and when choosing one, you can adjust the guarantees according to your needs:

Death Life Insurance: Only covers death.
Death and disability life insurance: Includes cover in the event of death or disability.
Professional disability insurance: Protects against disability that affects your ability to work.
Life insurance with accident clauses: Some policies double or triple the sum insured if death or disability is the result of an accident or traffic accident.

It is important to assess your particular situation in order to choose the option that best suits your needs, something that PIB Group Iberia can do for you as an insurance broker.

What is mortgage life insurance?

This is insurance linked to a mortgage loan. There are two main types:

With variable capital: The insured capital decreases as the loan balance decreases.
With fixed capital: The insured capital remains constant, and if the loan balance decreases, the difference goes to your family members.

This type of insurance can be taken out through the bank or through an external company, where you may find more favourable conditions. At PIB Group Iberia we analyse the products of different insurance companies to find the most favourable coverage for your specific case.

How to take out life insurance?

Generally, insurance companies require you to answer a short questionnaire to make sure that you do not have any serious pre-existing conditions. In case any pathology is mentioned in the questionnaire, we can help you negotiate special conditions to avoid exclusion of coverage for that condition.

Other insurance products that might interest you in Bilbao

From the PIB Group Iberia team, we will contact you as soon as possible to help you find the best way to protect the well-being and peace of mind of your family.